Reply
Contributor
jmzd
Posts: 106
Registered: ‎08-05-2011

Citi Luv Button In Action! + $2200

I got a strange collection deleted from my EQ over the weekend which had been on my reports for about two weeks so I got up the courage to hit the citi luv button. Boom! Asked for 4k to double my limit and was granted $2200 (they seem to use oddball amounts) to raise my limit to $6300. I used the online form and they did not pull a hard.

I love the luv buttons and the CLIs. When this reports in a few weeks it will knock my utilization down to less than ten percent. I did a 3k BT about a month ago at 0% for a year to the citi card because free money is always nice.

Anyway, this is always a fun game. I'm waiting a year to see how my life unfolds (divorced in 2010) and I may start mortgage hunting... 


January 2011 Score: 663
Current Score: 704
Goal Score: 750
Established Contributor
pakman92
Posts: 650
Registered: ‎03-01-2012

Re: Citi Luv Button In Action! + $2200

Is Citi luv button a soft or a hard pull?


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Valued Contributor
john398
Posts: 2,458
Registered: ‎01-19-2009

Re: Citi Luv Button In Action! + $2200

just curious, how long have you been with citi? 6 months or more?

Established Contributor
searchingfor67
Posts: 642
Registered: ‎08-02-2011

Re: Citi Luv Button In Action! + $2200


john398 wrote:

just curious, how long have you been with citi? 6 months or more?



+1

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Contributor
jmzd
Posts: 106
Registered: ‎08-05-2011

Re: Citi Luv Button In Action! + $2200

I've been with citi for a long time. I got the card in 2004 and then suffered a massive CLD in 2010. This is my second CLI from them in the last 14 months.

 

The general consensus around here is that citi will give you a soft pull cli every six months. I have used the form online before six months and got a denial saying they didn't pull a new report and "based on a previous account review" soft inquiry or that it was "to soon since the last increase" and to ask after a specific date


January 2011 Score: 663
Current Score: 704
Goal Score: 750

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+