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Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007
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Citibank really really hates me! Okay they kind of like me a little bit!

[ Edited ]

Not only did I receive one rejection letter they sent another a couple of weeks later to tell me that I am not qualified to carry there card! I dont know what gives with citi to be honest I apped with a 707 score. Wow what a hard nut to crack they are. 

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rudy0720
Posts: 220
Registered: ‎08-10-2012
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Re: Citibank really really hates me!

wow, they do. They love me. Gave me 5 cards in 2012 with a 9 year old BK still showing. I did not burn Citi during the BK hoever and had a 750 when I got the cards

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chnceit
Posts: 1,524
Registered: ‎08-17-2008
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Re: Citibank really really hates me!


dodgeball wrote:

Not only did I receive one rejection letter they sent another a couple of weeks later to tell me that I am not qualified to carry there card! I dont know what gives with citi to be honest I apped with a 707 score. Wow what a hard nut to crack they are. 


Did you have a balance reporting on any card? They will deny people who doesnt report a balance. What did you letter state for denial?


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Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007
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Re: Citibank really really hates me!


chnceit wrote:

dodgeball wrote:

Not only did I receive one rejection letter they sent another a couple of weeks later to tell me that I am not qualified to carry there card! I dont know what gives with citi to be honest I apped with a 707 score. Wow what a hard nut to crack they are. 


Did you have a balance reporting on any card? They will deny people who doesnt report a balance. What did you letter state for denial?


Nope had a balance to many inquirys with a grand total of 3. I really want the AA card though, Im going to hit them up as soon as my score hits 730

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chnceit
Posts: 1,524
Registered: ‎08-17-2008
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Re: Citibank really really hates me!


dodgeball wrote:

chnceit wrote:

dodgeball wrote:

Not only did I receive one rejection letter they sent another a couple of weeks later to tell me that I am not qualified to carry there card! I dont know what gives with citi to be honest I apped with a 707 score. Wow what a hard nut to crack they are. 


Did you have a balance reporting on any card? They will deny people who doesnt report a balance. What did you letter state for denial?


Nope had a balance to many inquirys with a grand total of 3. I really want the AA card though, Im going to hit them up as soon as my score hits 730


Are you serious 3 WOW! Yeah CITI can be very strange. Did you recon? Young recon his Diamond Preferred and was approved after a long (over a month or so) wait. 


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dodgeball
Posts: 761
Registered: ‎10-16-2007
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Re: Citibank really really hates me!

Its a battle between me and citi

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djrez4
Posts: 504
Registered: ‎08-28-2012
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Re: Citibank really really hates me!

There must be something else they don't like.  I was approved for two Citi cards w/ $10,000 limits last week at a 702 EX FICO with seven inquiries in the last six months.

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navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
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Re: Citibank really really hates me!

Citi is indeed very strange. I had maybe three on Equifax and was denied for too many inquiries. I applied a while later and they looked at Experian which had about 15? and they approved two cards. Experian has a much higher score than Equifax for me, even though it has a lot more inquiries.

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dodgeball
Posts: 761
Registered: ‎10-16-2007
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Re: Citibank really really hates me!

Makes my stomach turn to be honest 

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dodgeball
Posts: 761
Registered: ‎10-16-2007
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Re: Citibank really really hates me!

So I was mad and for no sense what so ever I decided to app again for the AA card, Instant approval for 2 grand ! Kind of wierd that it was such a low limit but I got my foot in the door. Now back to the garden, I guess this june going to ask them to match my USAA cards.

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