I just called Capital One and closed the account. I've only had the card for one year. In your opinion, this will not really affect my score that much will it?
I still have a good credit mix, and don't want to juggle two major credit cards anymore.
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
I've closed one, but for anyone else reading this, please read the thread first to understand the ins and outs. It's linked in my siggy.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007