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Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
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Re: Difficult Ones



MidnightVoice wrote:
According to WGMC.com, Discover, US Bank and Fleet are the toughies


Message Edited by MidnightVoice on 10-31-2007 03:02 PM

Although I have no experience with US Bank, I have read posts at other forums with some saying they have been approved with lower scores. US Bank offers APR's as low as 7.99% (great credit) and as high as 25%+.
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Epic Contributor
Creditaddict
Posts: 22,066
Registered: ‎10-23-2007
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Re: Difficult Ones

My experience with USbank is they are hard.  Had a secured card with them for a year (300 limit) after 12 on time payments you can request it go unsecured.  They wouldn't approve it. I know my scores were well into the 600's, just didn't follow them so closely back then.
 
I now have them with a joint account:smileyhappy: so :smileytongue: them, if they only knew!
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Regular Contributor
VLGaffEsq
Posts: 126
Registered: ‎05-12-2007
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Re: Difficult Ones

FYI, Cooneyca, Fleet Bank merged with BankBoston, which was subsequently taken over about two years ago by Bank of America... 

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