Disco Data Points: How long after a statement did your card unsecure?

[Anonymous]

My statement #7 just cut and I'm trying to figure out how long I have before I know whether or not I graduated.

For those who have graduated, how long after your statement did you see a sign of graduation e.g., email, auto-CLI, etc.

Thanks!

[Anonymous]

Opened in Feb of 2016, Unsecured at end of Oct 2016. so 8 statements had been cut.  No email or anything, I noticed an auto-CLI and hopped on chat to inquire about it and they told me then.  I was one of the first to get unsecured when they started the whole 7 statments thing so it might be different now.  I did get a letter in the mail about a week after i noticed the auto-CLI

[Anonymous]

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@Anonymous wrote:

Opened in Feb of 2016, Unsecured at end of Oct 2016. so 8 statements had been cut.  No email or anything, I noticed an auto-CLI and hopped on chat to inquire about it and they told me then.  I was one of the first to get unsecured when they started the whole 7 statments thing so it might be different now.  I did get a letter in the mail about a week after i noticed the auto-CLI

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How long from the statement cut to noticing the CLI?

[Anonymous]

Statement ends on the 27th of the month, when I logged in on the 28th to see how much cashback I had earned, I noticed the CLI then.

[MyLoFICO]

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@Anonymous wrote:

Opened in Feb of 2016, Unsecured at end of Oct 2016. so 8 statements had been cut.  No email or anything, I noticed an auto-CLI and hopped on chat to inquire about it and they told me then.  I was one of the first to get unsecured when they started the whole 7 statments thing so it might be different now.  I did get a letter in the mail about a week after i noticed the auto-CLI

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Well, that sucks to read. I mean, congrats to you and all but I opened mine the same time and still secured so I guess there is something else spooking them. Well, atleast I know now its not a time thing. 

[Anonymous]

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@MyLoFICO wrote:

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@Anonymous wrote:

Opened in Feb of 2016, Unsecured at end of Oct 2016. so 8 statements had been cut.  No email or anything, I noticed an auto-CLI and hopped on chat to inquire about it and they told me then.  I was one of the first to get unsecured when they started the whole 7 statments thing so it might be different now.  I did get a letter in the mail about a week after i noticed the auto-CLI

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Well, that sucks to read. I mean, congrats to you and all but I opened mine the same time and still secured so I guess there is something else spooking them. Well, atleast I know now its not a time thing. 

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Since you said your statement only showed up last night I wouldn't give up hope yet. According to here "@many posters showing conversion @ 7 months + a week or so after statement" so I'm not totally deflated yet. A couple other folk on here say "a day or two". I see one other saying "3 days after". I wonder if the reviews are by an analyst and not just the computer. Don't give up the ship yet!

[MyLoFICO]

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@Anonymous wrote:

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@MyLoFICO wrote:

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@Anonymous wrote:

Opened in Feb of 2016, Unsecured at end of Oct 2016. so 8 statements had been cut.  No email or anything, I noticed an auto-CLI and hopped on chat to inquire about it and they told me then.  I was one of the first to get unsecured when they started the whole 7 statments thing so it might be different now.  I did get a letter in the mail about a week after i noticed the auto-CLI

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Well, that sucks to read. I mean, congrats to you and all but I opened mine the same time and still secured so I guess there is something else spooking them. Well, atleast I know now its not a time thing. 

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Since you said your statement only showed up last night I wouldn't give up hope yet. According to here "@many posters showing conversion @ 7 months + a week or so after statement" so I'm not totally deflated yet. A couple other folk on here say "a day or two". I see one other saying "3 days after". I wonder if the reviews are by an analyst and not just the computer. Don't give up the ship yet!

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Disco told me it was totally automated. My FIC had a 35 pt jump a few days ago but not in time for this. If anything I will keep hope alive until next statement. If it doesn't graduate at that time, I will throw a temper tantrum. lol

[Anonymous]

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@MyLoFICO wrote:

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@Anonymous wrote:

Opened in Feb of 2016, Unsecured at end of Oct 2016. so 8 statements had been cut.  No email or anything, I noticed an auto-CLI and hopped on chat to inquire about it and they told me then.  I was one of the first to get unsecured when they started the whole 7 statments thing so it might be different now.  I did get a letter in the mail about a week after i noticed the auto-CLI

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Well, that sucks to read. I mean, congrats to you and all but I opened mine the same time and still secured so I guess there is something else spooking them. Well, atleast I know now its not a time thing. 

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If your signature is current, your scores alone look good enough to have it unsecure (my TU was at like 640 when I unsecured), but if Im reading that right, youre using 32% of 96k in available credit? Thats probably whats holding them back from graduating you

[Anonymous]

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@MyLoFICO wrote:

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@Anonymous wrote:

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@MyLoFICO wrote:

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@Anonymous wrote:

Opened in Feb of 2016, Unsecured at end of Oct 2016. so 8 statements had been cut.  No email or anything, I noticed an auto-CLI and hopped on chat to inquire about it and they told me then.  I was one of the first to get unsecured when they started the whole 7 statments thing so it might be different now.  I did get a letter in the mail about a week after i noticed the auto-CLI

---

Well, that sucks to read. I mean, congrats to you and all but I opened mine the same time and still secured so I guess there is something else spooking them. Well, atleast I know now its not a time thing. 

---

Since you said your statement only showed up last night I wouldn't give up hope yet. According to here "@many posters showing conversion @ 7 months + a week or so after statement" so I'm not totally deflated yet. A couple other folk on here say "a day or two". I see one other saying "3 days after". I wonder if the reviews are by an analyst and not just the computer. Don't give up the ship yet!

---

Disco told me it was totally automated. My FIC had a 35 pt jump a few days ago but not in time for this. If anything I will keep hope alive until next statement. If it doesn't graduate at that time, I will throw a temper tantrum. lol

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I was told the same but I'm not sure if they mean automatic as in you don't have to do anything or automatic as in they don't have to do anything haha. Funny thing is I just got a DFS letter in my mail today and I hurriedly ripped it open but it was a follow-up that they corrected something on my EX CR (My first card was lost in the mail but still listed with no activity).

[Anonymous]

Well I get to share my data point now (http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Disco-GRADUATION-PARTY/m-p/4876042)

Rep today told me I graduated the day after my statement cut. Still not showing in my account I'll update when it does.