Reply
Valued Member
Posts: 40
Registered: ‎02-25-2012
0

Discover Authorized User

My grandfather added me to his discover card account. It was opened in 1993, 8000 limit and under 1000 balance. Never been late. I know that there is now concrete answer to how much my score will rise, but is it safe to assume i will get a large boost when the account hits? Any insight would be greatly appreciated!

Established Contributor
Posts: 736
Registered: ‎07-07-2010
0

Re: Discover Authorized User

give more details on your profile for us to speculate better

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Valued Member
Posts: 40
Registered: ‎02-25-2012
0

Re: Discover Authorized User

Sure.....Scores are as follows, all lender pulled: EX - 662 EQ- 619 TU - 591. I currently have one credit card (Cap1) 500 limit with 12.00 balance. An auto loan, paid as agreed. I have one negative mark, an auto repo/charge off that is 2 years old (13,000).

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Discover Authorized User

Will the lender or other credit card company see you as an authorized when you apps for another product ?????


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.