Discover CLI!!!

[Anonymous]

I called yesterday to have my discover more credit limit increased from 1.5k to 4k. And I have to say I was grilled and asked a ton of questions

about income and education levels, and my living situation. But in the end they granted me an increase with a hard credit pull of course.lol 

[Skinnyminnie]

That's a nifty increase, congrats!

[Anonymous]

That's great! I've been stuck at $500 for years with Discover. However, I'm not going to waste a hard inquiry on a CLI when I'm gunning for AmEx BCP in about 7 months.

Eyes on the prize, comrades.

[LS2982]

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@Anonymous wrote:

I called yesterday to have my discover more credit limit increased from 1.5k to 4k. And I have to say I was grilled and asked a ton of questions

about income and education levels, and my living situation. But in the end they granted me an increase with a hard credit pull of course.lol 

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Congrats!!!

What does education levels have to do with a CLI..........thats a first

[clocktick]

Congrats!!

What questions did they ask?

[littlesister]

I got a 500 increase with a soft pull. Not much ,but I will take anything  not involving a hard pull.

[Anonymous]

Pretty sweet congrats.

My Discover More has a crappy CL of $750, but I can't request a CLI since I only got it in Nov. The CL is so low and the rewards aren't what I expected as much so barring a CLI it won't be coming out of the wallet much. I love their CS though.

[score_building]

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@LS2982 wrote:

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@Anonymous wrote:

I called yesterday to have my discover more credit limit increased from 1.5k to 4k. And I have to say I was grilled and asked a ton of questions

about income and education levels, and my living situation. But in the end they granted me an increase with a hard credit pull of course.lol 

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Congrats!!!

What does education levels have to do with a CLI..........thats a first

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OP-2.5k is a very nice increase from the credit sticklers at Discover, good going!

Most lenders account for the correlation which often exists between level of education and overall capacity to earn more/ repay loans.

Reortedly the level of education of a card holder can correlate strongly with their capacity to repay and is considered by many lenders.

For e.g., over a lifetime, all other things being the same, an individual with a college degree versus a HS Diploma will earn approximately 1 million dollars more. This is generally considered to be valuable information which a creditor may want to consider in connection with a loan app.

[Anonymous]

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@Anonymous wrote:

I called yesterday to have my discover more credit limit increased from 1.5k to 4k. And I have to say I was grilled and asked a ton of questions

about income and education levels, and my living situation. But in the end they granted me an increase with a hard credit pull of course.lol 

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what did they pull?

[LS2982]

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@littlesister wrote:

I got a 500 increase with a soft pull. Not much ,but I will take anything  not involving a hard pull.

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Congrats!! Every little bit counts!