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Discover Card Question

Valued Member

Discover Card Question

 

Does discover resport authorized users to the CRA? I am working on my credit

and have a relative who has a $1200 credit line with discover that will put me on as a AU.

I do have one trade account from JCP from 1996 still active with never a late payment. 

I just wanted to know if it would help my scoring out if I added it. Any feedback would be great

 

Also I signed up for Amex prepaid even though it does not report to the CRA

I was told that by getting a prepaid it is creating a relationship with Amex and since

they will have my SSN on file and if they see I spend alot they might let me in for a unsecured

once my fico score is within range.

1 REPLY
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Established Contributor

Re: Discover Card Question

Yes. Discover reports AU's.

 

My mom is an AU on my account and it shows up on her CRs.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years