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Valued Member
book1773
Posts: 58
Registered: ‎06-26-2011

Discover Card Question

[ Edited ]

 

Does discover resport authorized users to the CRA? I am working on my credit

and have a relative who has a $1200 credit line with discover that will put me on as a AU.

I do have one trade account from JCP from 1996 still active with never a late payment. 

I just wanted to know if it would help my scoring out if I added it. Any feedback would be great

 

Also I signed up for Amex prepaid even though it does not report to the CRA

I was told that by getting a prepaid it is creating a relationship with Amex and since

they will have my SSN on file and if they see I spend alot they might let me in for a unsecured

once my fico score is within range.

Established Contributor
andre181
Posts: 624
Registered: ‎07-29-2010

Re: Discover Card Question

Yes. Discover reports AU's.

 

My mom is an AU on my account and it shows up on her CRs.

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years

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