Credit Cards

[LTomBerry]

I have had my Discover a few years now. I have been using it pretty heavily the last couple months. The first year and a half or so the APR was 22% or something ridiculous like that. In the past year I have successfully called twice to get a CL increase and APR decrease (soft pulls). I was at 14.24% last month, but when I checked my October statement it was 12.24%. I don't plan on carrying a balance anytime soon but it's cool they did that automatically. Now if they would just give an auto CLI along with it...

[youngandcreditwrthy]

Congrats!!! This makes me happy to have just gotten a Discover!!! I remember before the financial crisis when you could easily get a 9.24% rate on credit cards lol... I hope those lower fixed rates come back in the future! Haha :-)

[flowfaster]

HAHA I just checked mine and I seem to have gotten an auto decrease as well.  I was at 17.99 and as of today it is 14.24. 

[migliogiorni]

congrats I too remember the days when you could easily get an 0% CC. 

[OptimasPrime]

Just checked my discover apr after seeing this thread. Down from 14.99 to 12.99. I don't carry balances but its still nice

[andre181]

---

flowfaster wrote:

HAHA I just checked mine and I seem to have gotten an auto decrease as well.  I was at 17.99 and as of today it is 14.24. 

---

Same happened for me last month, 17.99 to 14.24.

[crunching_numbers]

I currently have a 0% offer active on purchases, so they told me they can't change anything until after the promo is over in June 2013. They started my card high at 18.99% but I am sure they will lower it after June. I hope.  

[SwampSystems]

Mine dropped on the last statemenet from 16.24 to 14.24.

[asteroidblues86]

My More card is 17.24% V. It's never gone down but I always PIF.

[LS2982]

Congrats to all who got decreases!!!

I would love some discover luv.......i'm on their naughty list