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Frequent Contributor
LTomBerry
Posts: 398
Registered: ‎08-02-2011
0

Discover More auto APR decrease

I have had my Discover a few years now. I have been using it pretty heavily the last couple months. The first year and a half or so the APR was 22% or something ridiculous like that. In the past year I have successfully called twice to get a CL increase and APR decrease (soft pulls). I was at 14.24% last month, but when I checked my October statement it was 12.24%. I don't plan on carrying a balance anytime soon but it's cool they did that automatically. Now if they would just give an auto CLI along with it...


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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Discover More auto APR decrease

Congrats!!! This makes me happy to have just gotten a Discover!!! I remember before the financial crisis when you could easily get a 9.24% rate on credit cards lol... I hope those lower fixed rates come back in the future! Haha :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: Discover More auto APR decrease

HAHA I just checked mine and I seem to have gotten an auto decrease as well.  I was at 17.99 and as of today it is 14.24. 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: Discover More auto APR decrease

congrats I too remember the days when you could easily get an 0% CC. 

 

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Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012
0

Re: Discover More auto APR decrease

Just checked my discover apr after seeing this thread. Down from 14.99 to 12.99. I don't carry balances but its still nice

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Established Contributor
andre181
Posts: 626
Registered: ‎07-29-2010
0

Re: Discover More auto APR decrease


flowfaster wrote:

HAHA I just checked mine and I seem to have gotten an auto decrease as well.  I was at 17.99 and as of today it is 14.24. 


Same happened for me last month, 17.99 to 14.24.

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012
0

Re: Discover More auto APR decrease

I currently have a 0% offer active on purchases, so they told me they can't change anything until after the promo is over in June 2013. They started my card high at 18.99% but I am sure they will lower it after June. I hope.  


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Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: Discover More auto APR decrease

Mine dropped on the last statemenet from 16.24 to 14.24.

Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: Discover More auto APR decrease

My More card is 17.24% V. It's never gone down but I always PIF.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Discover More auto APR decrease

Congrats to all who got decreases!!!

 

I would love some discover luv.......i'm on their naughty list :smileyvery-happy:




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