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Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012

Re: Discover More auto APR decrease

LS! What did you do to Discover to get on the naughty list?


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
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Established Contributor
JonStur
Posts: 902
Registered: ‎12-25-2010

Re: Discover More auto APR decrease

Makes me want to go online and check my statements also.. Even though I pay in full every month so I guess it really doesn't matter. Many carry a balance with the department store cashback rewards though.


Starting Score: TU 686 EX 641 EQ 690
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Established Contributor
lithium78
Posts: 929
Registered: ‎07-30-2011

Re: Discover More auto APR decrease

I just got an auto CLI, but I won't be able to check if there's a change in APR until the next statement cuts.  It would be nice, because I have the worst APR they offer: 22.9%. It doesn't matter, because I always PIF on this card, but I'd like to see some progress that reflects my improved credit situation.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
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Valued Contributor
mxp114
Posts: 1,356
Registered: ‎09-01-2011

Re: Discover More auto APR decrease

You can check your current APR in real-time by checking balance transfer offers, which will reveal your current APR. My APR also went down 4% but still too high.

Established Contributor
lithium78
Posts: 929
Registered: ‎07-30-2011

Re: Discover More auto APR decrease


mxp114 wrote:

You can check your current APR in real-time by checking balance transfer offers, which will reveal your current APR. My APR also went down 4% but still too high.


Thanks for the tip.  Mine is still 22.9%.  I guess they are still skittish for some reason.  Oh, well.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Valued Contributor
Jazzzy
Posts: 2,677
Registered: ‎07-29-2009

Re: Discover More auto APR decrease

We never carry a balance, so it doesn't matter...but it IS frustrating. Just got an online CLI to $14,000k. Been a cardholder since the 80's. Interest rate 20.99%.

 

They are not very good at rewarding long-time successful cardholders. They called us once to ask why we don't use the card more. I had all I could do to not say "duh".

Regular Contributor
tburns
Posts: 151
Registered: ‎11-04-2010

Re: Discover More auto APR decrease

Just checked mine and it is now 14.9%. It used to be 22.9% last I looked.

 

 

 


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