Credit Card Center Advertiser Disclosure†
10-21-2012 01:25 AM
LS! What did you do to Discover to get on the naughty list?
10-21-2012 06:34 AM
Makes me want to go online and check my statements also.. Even though I pay in full every month so I guess it really doesn't matter. Many carry a balance with the department store cashback rewards though.
10-21-2012 08:17 AM
I just got an auto CLI, but I won't be able to check if there's a change in APR until the next statement cuts. It would be nice, because I have the worst APR they offer: 22.9%. It doesn't matter, because I always PIF on this card, but I'd like to see some progress that reflects my improved credit situation.
10-21-2012 08:28 AM
You can check your current APR in real-time by checking balance transfer offers, which will reveal your current APR. My APR also went down 4% but still too high.
Thanks for the tip. Mine is still 22.9%. I guess they are still skittish for some reason. Oh, well.
10-21-2012 10:55 AM
We never carry a balance, so it doesn't matter...but it IS frustrating. Just got an online CLI to $14,000k. Been a cardholder since the 80's. Interest rate 20.99%.
They are not very good at rewarding long-time successful cardholders. They called us once to ask why we don't use the card more. I had all I could do to not say "duh".