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Valued Contributor
Posts: 1,107
Registered: ‎02-15-2012
0

Re: Discover More auto APR decrease

LS! What did you do to Discover to get on the naughty list?


Starting Score: 693 TU FICO, 679 EQ FICO
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Established Contributor
Posts: 911
Registered: ‎12-25-2010
0

Re: Discover More auto APR decrease

Makes me want to go online and check my statements also.. Even though I pay in full every month so I guess it really doesn't matter. Many carry a balance with the department store cashback rewards though.


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Established Contributor
Posts: 930
Registered: ‎07-30-2011
0

Re: Discover More auto APR decrease

I just got an auto CLI, but I won't be able to check if there's a change in APR until the next statement cuts.  It would be nice, because I have the worst APR they offer: 22.9%. It doesn't matter, because I always PIF on this card, but I'd like to see some progress that reflects my improved credit situation.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Valued Contributor
Posts: 1,547
Registered: ‎09-01-2011
0

Re: Discover More auto APR decrease

You can check your current APR in real-time by checking balance transfer offers, which will reveal your current APR. My APR also went down 4% but still too high.

Established Contributor
Posts: 930
Registered: ‎07-30-2011
0

Re: Discover More auto APR decrease


mxp114 wrote:

You can check your current APR in real-time by checking balance transfer offers, which will reveal your current APR. My APR also went down 4% but still too high.


Thanks for the tip.  Mine is still 22.9%.  I guess they are still skittish for some reason.  Oh, well.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Valued Contributor
Posts: 2,691
Registered: ‎07-29-2009
0

Re: Discover More auto APR decrease

We never carry a balance, so it doesn't matter...but it IS frustrating. Just got an online CLI to $14,000k. Been a cardholder since the 80's. Interest rate 20.99%.

 

They are not very good at rewarding long-time successful cardholders. They called us once to ask why we don't use the card more. I had all I could do to not say "duh".

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Regular Contributor
Posts: 151
Registered: ‎11-04-2010
0

Re: Discover More auto APR decrease

Just checked mine and it is now 14.9%. It used to be 22.9% last I looked.

 

 

 

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