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Regular Contributor
Ron6262
Posts: 127
Registered: ‎07-14-2012

Discover approval process

    Applied for Discover, got the prompt to set up online account and notification that I will be contacted with approval details????

 

what exactly does this mean and will I be contacted by email or phone or what/??

 

thanks!

Established Contributor
migliogiorni
Posts: 585
Registered: ‎06-27-2012

Re: Discover approval process

 

Hmm, sounds like you were approved.  Congrats

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Regular Contributor
Madman94044
Posts: 136
Registered: ‎07-01-2012

Re: Discover approval process

I recently got approved for a discover card.  After submitting my basic info (name, ssn, dob, etc.) the system clocked for a bit them prompted me to enter additional info (employer, job title, years employed, salary). Then I got an instant approval!  With a prompt to set up online profile.

 

Have you tried the check staus link?

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 746 TU 712 EX 712, Amex pull
Goal Score: 720
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $6000 Discover More $1200.
Regular Contributor
Ron6262
Posts: 127
Registered: ‎07-14-2012

Re: Discover approval process

      I just called the backdoor number I found on here, CS lady was nice as can be.   She asked me how long ago my BK was filed, I said almost three years.  She then asked why I wanted the CC, I said I was rebuilding my credit and wanted to begin a relationship with a reputable CC company, she then said I am going to move you to our Discover More card and give you a 1K limit.  That worked for me!!  Kind of a bizarre process, but worked out.

Established Member
lecorps4fun
Posts: 16
Registered: ‎03-25-2008

Re: Discover approval process

Congrats!

Regular Contributor
Madman94044
Posts: 136
Registered: ‎07-01-2012

Re: Discover approval process

Congrats!!

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 746 TU 712 EX 712, Amex pull
Goal Score: 720
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $6000 Discover More $1200.
Established Contributor
logan_720
Posts: 606
Registered: ‎02-02-2012

Re: Discover approval process


Ron6262 wrote:

      I just called the backdoor number I found on here, CS lady was nice as can be.   She asked me how long ago my BK was filed, I said almost three years.  She then asked why I wanted the CC, I said I was rebuilding my credit and wanted to begin a relationship with a reputable CC company, she then said I am going to move you to our Discover More card and give you a 1K limit.  That worked for me!!  Kind of a bizarre process, but worked out.


If you have seen the Discover "It" card, you can PC to it, same reward structure, but enhacned benefits. I had my More for less than a week and PC'd. No hard pull or anything, just took like 5 minutes via online chat. 

 

and, CONGRATS!!!!!

 

 

 

Logan.

Regular Contributor
Ron6262
Posts: 127
Registered: ‎07-14-2012

Re: Discover approval process

   Thanks for the tip!!  I will check that out for sure!

Frequent Contributor
wreith
Posts: 325
Registered: ‎06-13-2012

Re: Discover approval process

Congrats!!!

03/07/2013 Walmart TU 702
03/07/2013 MyFico EQ 694
01/28/2013 USAA FAKO EX 728, EQ 715, TU 703
In my wallet Discover It $1200, USAA Cash Rewards AMEX $7K, USAA Rewards Platinum MC $7K, CareCredit $3K, Chase Freedom $1400, Walmart $2300, Lowes $800, HSN $1450, Macys Red Star Store $1800, Paypal smart connect $600, VS Angelcard $500, Amazon Store $1200, AMEX Green NPSL, BCE $1K.

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