Do SOFT Pulls reflect negatively at all on credit?

[MountainHiker]

I'm a member of CreditCheckTotal(owned by Experian) and thanks to that service I have monitored and nurtured my credit back to better health.However, I do check my credit once per day almost nearly every week.This means a soft pull against my credit.I do this to see what negative files(delinquints,Collections) have fallen off and to protect my self in case of fraud, as well as to guage my process.

Does these soft pulls harm my ability to get future credit?

[Anonymous]

No, not at all.  I don't even think lenders can see soft pulls.

[Anonymous]

I tried to get a new account for ATT and it said I needed a deposit because of thin file. Is that a soft or hard inq? I did one for VZW and SPRINT too...

[tboy1977]

No, only you and the bureaus see the soft pull.  FICO doesn't "see" it either.

[pizzadude]

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@Anonymous wrote:

No, not at all.  I don't even think lenders can see soft pulls.

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+1.   This is the soft pull verbiage directly from my EQ report:  

Inquiries that do not impact your credit rating

These inquires include requests from employers, companies making promotional offers and your own requests to check your credit.

These inquiries are only viewable by you.

[pizzadude]

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@Anonymous wrote:

I tried to get a new account for ATT and it said I needed a deposit because of thin file. Is that a soft or hard inq? I did one for VZW and SPRINT too...

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You'll have to check your reports to know for certain but most phone providers are known to do a hard pull.

[CruzImperial]

From what i know, It is a HP. You can delete it though if you dont have service with them.

[Anonymous]

I already used my 1 credit report for the year.

How do I go on about deleting it?

[CruzImperial]

Im on android, otherwise i'd give you the direct link
Go get your credit reports as if someone had denied you credit. when asked for the company name just input att/verizon. Its free.
see who pulled your report and:

1) make an online dispute with the cra.

2) file a complaint with the BBB against them because they had HP'd you without your consent/knowledge.
Be sure to include the business names and adresses as they appear on your report.

3) send a letter directly to the company acussing them of such dishonest behavior.

...

I did those steps with comcast and:

1) the cra sent me an online resolution of the dispute(i needed to contact comcast directly)

2) the BBB told me they had contacted comcast regarding my complaint and to please allow them 60 days i think to solve the matter

3) 2 weeks later comcast sent me a letter apologizing for the misunderstanding and how maybe i was not aware a check on my credit report was needed. They had contacted the cra to delete the inquiry off my report and make it a SP instead to resolve the issue and to please allow the cra to update the information.

The comcast inquiry on 12/01/2011 was gone is less than a month. Stayed as a SP though

[Anonymous]

Do I let ATT and Verizon know I filed a BBB complaint or just send the letter?