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FICO score needed for ANY Navy Fedral Card???????????

Contributor

Re: FICO score needed for ANY Navy Fedral Card???????????

For those who get the 5k-10k CL, do you have high incomes? My scores are almost 700 but my income is not that high (unless I include my fiancé, not sure I can do that lol)

But I'm wondering what my limit will be if my scores are ok but my income isn't that great.

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EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Message 21 of 24
Regular Contributor

Re: FICO score needed for ANY Navy Fedral Card???????????

 

Starting Score: 03/29/2013 540 EQ 05/01/2013 614 TU 05/30/2013 606 EX (Lender Pull)
Current Score: 07/27/2013 639 EQ 07/27/2013 651 TU98 07/27/2013 650 TU04 07/27/2013 617 EX V2 07/27/2013 639 EX 08
Goal Score: 660 EQ 660 TU 660 EX


Take the myFICO Fitness Challenge
Message 22 of 24
Established Contributor

Re: FICO score needed for ANY Navy Fedral Card???????????

Go for it!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 23 of 24
Valued Contributor

Re: FICO score needed for ANY Navy Fedral Card???????????

My experience,

 

In September of 2012, I opened a checking/savings/nRewards secured CC.

 

In December 2012, I app'd for the cashRewards and woke up to the text message that I had been approved with a $3k CL. This was with a 598 EQ score.

 

In March 2013, I asked for a CL increase and it was declined and honestly, I think I asked for to much.

 

In April 2013, I asked for a $1k CL increase and took a HP for it.

 

Last week, I started playing with the luv button and did 4 $500 CL increase requests, all approved. A couple of forum users kept taunting me to ask for a larger amount,citing that the system would counter if I asked for to much.

 

On the last pull, I asked for $17k and it was countered with $10k. All of these were instant.

 

My income is $90k.

 

Scores: about 700 across the board
Total CL: $275k
Message 24 of 24