05-01-2013 04:32 PM
05-01-2013 10:38 PM
05-01-2013 10:48 PM
05-02-2013 04:13 AM
In September of 2012, I opened a checking/savings/nRewards secured CC.
In December 2012, I app'd for the cashRewards and woke up to the text message that I had been approved with a $3k CL. This was with a 598 EQ score.
In March 2013, I asked for a CL increase and it was declined and honestly, I think I asked for to much.
In April 2013, I asked for a $1k CL increase and took a HP for it.
Last week, I started playing with the luv button and did 4 $500 CL increase requests, all approved. A couple of forum users kept taunting me to ask for a larger amount,citing that the system would counter if I asked for to much.
On the last pull, I asked for $17k and it was countered with $10k. All of these were instant.
My income is $90k.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO