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Contributor
Posts: 268
Registered: ‎10-25-2012
0

Re: FICO score needed for ANY Navy Fedral Card???????????

For those who get the 5k-10k CL, do you have high incomes? My scores are almost 700 but my income is not that high (unless I include my fiancé, not sure I can do that lol)

But I'm wondering what my limit will be if my scores are ok but my income isn't that great.

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EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Regular Contributor
Posts: 170
Registered: ‎03-25-2013
0

Re: FICO score needed for ANY Navy Fedral Card???????????

 

Starting Score: 03/29/2013 540 EQ 05/01/2013 614 TU 05/30/2013 606 EX (Lender Pull)
Current Score: 07/27/2013 639 EQ 07/27/2013 651 TU98 07/27/2013 650 TU04 07/27/2013 617 EX V2 07/27/2013 639 EX 08
Goal Score: 660 EQ 660 TU 660 EX


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Established Contributor
Posts: 665
Registered: ‎08-02-2011
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Re: FICO score needed for ANY Navy Fedral Card???????????

Go for it!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Valued Contributor
Posts: 1,469
Registered: ‎08-30-2012
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Re: FICO score needed for ANY Navy Fedral Card???????????

My experience,

 

In September of 2012, I opened a checking/savings/nRewards secured CC.

 

In December 2012, I app'd for the cashRewards and woke up to the text message that I had been approved with a $3k CL. This was with a 598 EQ score.

 

In March 2013, I asked for a CL increase and it was declined and honestly, I think I asked for to much.

 

In April 2013, I asked for a $1k CL increase and took a HP for it.

 

Last week, I started playing with the luv button and did 4 $500 CL increase requests, all approved. A couple of forum users kept taunting me to ask for a larger amount,citing that the system would counter if I asked for to much.

 

On the last pull, I asked for $17k and it was countered with $10k. All of these were instant.

 

My income is $90k.

 


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $7.7k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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