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First National Bank of Omaha is restricting access to their products based on market service area

Super Contributor

First National Bank of Omaha is restricting access to their products based on market service area

Surprise! First National Bank of Omaha is now restricting new applications for their credit cards to their banking market service area.

Starting Score: 802
Current Score: 821
Goal Score: 850


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25 REPLIES
Moderator Emerita

Re: First National Bank of Omaha is restricting access to their products based on market service are

Established Contributor

Re: First National Bank of Omaha is restricting access to their products based on market service are

So what does this mean for current customers who are not in their service area?

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Established Contributor

Re: First National Bank of Omaha is restricting access to their products based on market service are

I'd think current customers would be fine?
EQ 773 * EX 786 * TU 797
Super Contributor

Re: First National Bank of Omaha is restricting access to their products based on market service are


snowkitty wrote:

So what does this mean for current customers who are not in their service area?


We both want to know this we just made it in time I guess snowkitty

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emeritus

Re: First National Bank of Omaha is restricting access to their products based on market service are

I have a Bank of Omaha AMEX that's not quite 3 months old.   Guess I made it, maybe.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Super Contributor

Re: First National Bank of Omaha is restricting access to their products based on market service are


Shogun wrote:

I have a Bank of Omaha AMEX that's not quite 3 months old.   Guess I made it, maybe.


Lol Mine is 4 months old and I think snowkitty was approved a month or two before me Smiley Surprised

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor

Re: First National Bank of Omaha is restricting access to their products based on market service are

Mine is 3 months also
EQ 773 * EX 786 * TU 797
Moderator Emeritus

Re: First National Bank of Omaha is restricting access to their products based on market service are

Used mine for the first time last week, just tried to create my online account, it wouldn't let me.  Said I had to call.  Uh, oh.......

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Super Contributor

Re: First National Bank of Omaha is restricting access to their products based on market service are


Shogun wrote:

Used mine for the first time last week, just tried to create my online account, it wouldn't let me.  Said I had to call.  Uh, oh.......


Oh boy Smiley Surprised

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?