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Super Contributor
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First National Bank of Omaha is restricting access to their products based on market service area

Surprise! First National Bank of Omaha is now restricting new applications for their credit cards to their banking market service area.


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Re: First National Bank of Omaha is restricting access to their products based on market service are

Established Contributor
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Re: First National Bank of Omaha is restricting access to their products based on market service are

So what does this mean for current customers who are not in their service area?

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Registered: ‎09-27-2013
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Re: First National Bank of Omaha is restricting access to their products based on market service are

I'd think current customers would be fine?
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Registered: ‎02-07-2013
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Re: First National Bank of Omaha is restricting access to their products based on market service are


snowkitty wrote:

So what does this mean for current customers who are not in their service area?


We both want to know this we just made it in time I guess snowkitty

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
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Re: First National Bank of Omaha is restricting access to their products based on market service are

I have a Bank of Omaha AMEX that's not quite 3 months old.   Guess I made it, maybe.

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Re: First National Bank of Omaha is restricting access to their products based on market service are


Shogun wrote:

I have a Bank of Omaha AMEX that's not quite 3 months old.   Guess I made it, maybe.


Lol Mine is 4 months old and I think snowkitty was approved a month or two before me Smiley Surprised

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Established Contributor
Posts: 650
Registered: ‎09-27-2013
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Re: First National Bank of Omaha is restricting access to their products based on market service are

Mine is 3 months also
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Moderator
Posts: 14,062
Registered: ‎04-15-2011
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Re: First National Bank of Omaha is restricting access to their products based on market service are

Used mine for the first time last week, just tried to create my online account, it wouldn't let me.  Said I had to call.  Uh, oh.......

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Community Leader
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Posts: 28,763
Registered: ‎02-07-2013
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Re: First National Bank of Omaha is restricting access to their products based on market service are


Shogun wrote:

Used mine for the first time last week, just tried to create my online account, it wouldn't let me.  Said I had to call.  Uh, oh.......


Oh boy Smiley Surprised

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved

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