Fund checking account with credit card?

[Anonymous]

 Is their a bank around that will allow me to open a checking account and fund it with a Synchrony credit card WITHOUT incurring a cash advance fee? I would prefer a bank that will allow at least $2,000 or $1,000 minimum. Trying to move 3 of my card balances to 1 card which has a lower interest rate.

[Anonymous]

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@Anonymous wrote:

 Is their a bank around that will allow me to open a checking account and fund it with a Synchrony credit card WITHOUT incurring a cash advance fee? I would prefer a bank that will allow at least $2,000 or $1,000 minimum. Trying to move 3 of my card balances to 1 card which has a lower interest rate.

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There are some banks that allow funding with a CC but most have limits below the amounts you are seeking.  Might want to read the linked article.  An issue you will have is finding out if a Synchrony card will code as a cash advance as very few people would ever use one of their cards to do so.

http://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/

[Anonymous]

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@Anonymous wrote:

 Is their a bank around that will allow me to open a checking account and fund it with a Synchrony credit card WITHOUT incurring a cash advance fee? I would prefer a bank that will allow at least $2,000 or $1,000 minimum. Trying to move 3 of my card balances to 1 card which has a lower interest rate.

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What are the 4 cards, limits, balances, and interest rates?  I have heard of many folks using PNC bank to do a checking and savings for around 4k of total CC funding, but like above, it depends on if it will code as a cash advance.

Do you have a capital one card?  They have no BT fees and are good for a debt shuffle.

[Creditplz]

Wow I like how citi was 100k till Feb.... Would've come in handy when I opened my Citigold

[Anonymous]

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@Creditplz wrote:
Wow I like how citi was 100k till Feb.... Would've come in handy when I opened my Citigold

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CitiGold funding was why Citi stopped allowing credit card funding of accounts. A lot of people did exactly that when they had the 50K miles or TYP for opening CitiGold