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Established Member
Posts: 17
Registered: ‎12-10-2011
0

Re: GE Capital Bank! I love this Bank!


CS800 wrote:

Stocks1101 wrote:

corymcd88 wrote:

I love GE Capital Bank. I was approved for a Walmart Store, JCPenneys and Amazon with a 620 TU Credit score!

Walmart Store: 800 CL

JCPenneys: 500 CL

Amazon: 900 CL

 

Walmart said in 6 on time on time payments and they will give me a chance for Discover card!



Congrats on your approvals!! I can't pay WalMart (or any other GE card with the exception of Care Credit) to give me a card and my TU score is 655...Smiley Sad


Do you get denied online?

 

HAve you tried in persn at the store?



I have been declined online twice in the past year and a half, maybe next year I'll try apping in store does it increase your chances?

Starting Scores: Not sure but pretty low post BK7 d/c 09/09
Current Scores: EQ-640 TU-666 EX-? 4/2012
Goal: 700+ across the board

CARDS: Cap One Plat- 500/750/1250/1750 Cap One NH Rewards- 2000 CareCredit- 500/2100 Lowes- 500/2300 Walmart- 800 Old Navy- 300 Kohls- 600 Maurices- 500 Lane Bryant- 150 CLOSED: First Premier- 300/400 BB Reward MC- 300 Direct Plat Disc- 400
Now Gardening for 6 months (*hopefully I can restrain myself)
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
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Re: GE Capital Bank! I love this Bank!


Stocks1101 wrote:


I have been declined online twice in the past year and a half, maybe next year I'll try apping in store does it increase your chances?


A member on here 'RockinRay' was getting denied online but went in store and got approved.




Established Contributor
Posts: 930
Registered: ‎07-30-2011
0

Re: GE Capital Bank! I love this Bank!

I have no idea how I was approved for the Walmart retail card when I applied a few years back.  I had a 566 TU FICO, over 20 baddies, and three collections.  GECRB makes no sense, but I love them because they gave me credit when few would and they've grown with me.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Contributor
Posts: 127
Registered: ‎01-14-2012
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Re: GE Capital Bank! I love this Bank!

I had to go 2 years before getting the Walmart Discover card....



Starting Score: 675
Current Score: FICO- 772 (09/20/14)
Goal Score: 780+ All Three




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Valued Contributor
Posts: 1,112
Registered: ‎12-12-2011
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Re: GE Capital Bank! I love this Bank!


lithium78 wrote:

I have no idea how I was approved for the Walmart retail card when I applied a few years back.  I had a 566 TU FICO, over 20 baddies, and three collections.  GECRB makes no sense, but I love them because they gave me credit when few would and they've grown with me.


I know, very strange. I have gotten three approvals from them in a very short amount of time. I have given up trying to understand bank on approvals.

Walmart / SYNCB - 12,000 | JCP MasterCard / SYNCB - 10,000 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Capital One - 4,200 | Bank Of America 123 Cash Back - 12,000 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 5,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
Established Contributor
Posts: 541
Registered: ‎12-02-2011
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Re: GE Capital Bank! I love this Bank!


daveg38 wrote:

Congrads on the approvals!

 

My TU is a 733 and I couldn't PAY Wally to give me credit.



Really?  That sucks.

Epic Contributor
Posts: 25,866
Registered: ‎10-23-2007
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Re: GE Capital Bank! I love this Bank!


corymcd88 wrote:

I love GE Capital Bank. I was approved for a Walmart Store, JCPenneys and Amazon with a 620 TU Credit score!

Walmart Store: 800 CL

JCPenneys: 500 CL

Amazon: 900 CL

 

Walmart said in 6 on time on time payments and they will give me a chance for Discover card!



Yes it's called we invite you back to apply for the Walmart Discover again and if you still don't qualify for the Discover we will give you another Walmart Store card!!!

 

However I feel we have been seeing a lot of upgrade offers lately with about every GE Card that has option for Visa, Amex, Discover when people sign in to accounts but in the past it's pretty much been said just apply.

Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: GE Capital Bank! I love this Bank!

I'd rather see the upgrade rather than an invite to apply for the Discover. But tehre has been a lot of people on here who have gotten teh upgrade option.




Frequent Contributor
Posts: 306
Registered: ‎01-12-2011
0

Re: GE Capital Bank! I love this Bank!

Does anyone have any experience with the SONY(GE backed) card?  I didnt know they offered one until I was in the store looking at lenses for my camera.  I knew they had the cap1 sony card, but not the GE backed.

 

If anyone has any experience with it please talk Smiley Happy


Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: GE Capital Bank! I love this Bank!


CS800 wrote:

corymcd88 wrote:

CS800 wrote:

corymcd88 wrote:

I love GE Capital Bank. I was approved for a Walmart Store, JCPenneys and Amazon with a 620 TU Credit score!

Walmart Store: 800 CL

JCPenneys: 500 CL

Amazon: 900 CL

 

Walmart said in 6 on time on time payments and they will give me a chance for Discover card!


congrats on your cards

 

did the CSR tell you that? about the discover?


Walmart said in 6 on time on time payments and they will give me a chance for Discover card! I hope they do Macys said the same and I never got the upgrade.


I always thought that the Discover 'offer' was random


Thats what I was thinking. I run at least 1K through my Walmart card a month and PIF i'm hoping they offer it to me.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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