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GECRB CLIs!!!

Moderator Emeritus

GECRB CLIs!!!

I haven't had a CLI on my GE cards for the last few months because a "zombie" debt had popped up on my CRAs the beginning of the year. Since the debt in question aged off a couple of months ago and my reports are all clean of CO/CAs, I decided to try again. The results:

 

JC Penney - $2500 -> $2800

Dillard's Amex - $4200 -> $6000

 

Forward progress on soft CLIs again!!! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
13 REPLIES
Valued Contributor

Re: GECRB CLIs!!!

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
New Contributor

Re: GECRB CLIs!!!

Fabulous! Good on you for those increases!

EX -682
EQ -658
TU -663
Moderator Emeritus

Re: GECRB CLIs!!!


creditnocash wrote:

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 


 

Yes, I have two GE cards.

 

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor

Re: GECRB CLIs!!!


tinuviel wrote:

creditnocash wrote:

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 


 

Yes, I have two GE cards.

 

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

 


lol dont be sorry. 

i got denied by the system and then reconned next day with a live person. 

i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25. 

starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =) 

 

thats why i was saying talking to a live person really does help sometimes. 

i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older) 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Moderator Emeritus

Re: GECRB CLIs!!!


creditnocash wrote:

tinuviel wrote:

creditnocash wrote:

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 


 

Yes, I have two GE cards.

 

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

 


lol dont be sorry. 

i got denied by the system and then reconned next day with a live person. 

i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25. 

starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =) 

 

thats why i was saying talking to a live person really does help sometimes. 

i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older) 


 

Ok, gotcha. I remember reading about that a few days ago. Smiley Happy

 

Yes, that's a nice increase for you, as well. This is one of the things that I love about GE -- the cards tend to grow very nicely over time. My Dillard's card started out at $700 back in April 2011, and now it's at $6000. It feels great to have "big girl" limits. Smiley Happy Even better when they have low or $0 balances!!! Smiley Very Happy

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor

Re: GECRB CLIs!!!


tinuviel wrote:

creditnocash wrote:

tinuviel wrote:

creditnocash wrote:

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 


 

Yes, I have two GE cards.

 

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

 


lol dont be sorry. 

i got denied by the system and then reconned next day with a live person. 

i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25. 

starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =) 

 

thats why i was saying talking to a live person really does help sometimes. 

i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older) 


 

Ok, gotcha. I remember reading about that a few days ago. Smiley Happy

 

Yes, that's a nice increase for you, as well. This is one of the things that I love about GE -- the cards tend to grow very nicely over time. My Dillard's card started out at $700 back in April 2011, and now it's at $6000. It feels great to have "big girl" limits. Smiley Happy Even better when they have low or $0 balances!!! Smiley Very Happy

 


amen to that. 

the only balance im carrying this month is best buy has 425/2500. but its no interest until august 13' so im in no rush to pay it off. 

all my other cards are pif 

its nice to log into ck and look at balance and have all of them say 0, 

 

thats a thread idea the Only letting 1 card report thread! LOL. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Contributor

Re: GECRB CLIs!!!

Congrats Tinu!  Gotta love GE's Sp cli's!Smiley Wink



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Mega Contributor

Re: GECRB CLIs!!!

CONGRATS!!!

Did you speak to a rep on the JCP CLI or was it automated?



EQ FICO 548 3/3/16
Regular Contributor

Re: GECRB CLIs!!!

Congrats on the increases! It sounds like ge has been good to a lot of us lately. Btw I would love to have a Dillard's Amex! Especially because I got denied for zync 3 weeks ago. Do you happen to remember your scores when you got approved? Gecrb Amex > no Amex Smiley Happy