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Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

GECRB CLIs!!!

I haven't had a CLI on my GE cards for the last few months because a "zombie" debt had popped up on my CRAs the beginning of the year. Since the debt in question aged off a couple of months ago and my reports are all clean of CO/CAs, I decided to try again. The results:

 

JC Penney - $2500 -> $2800

Dillard's Amex - $4200 -> $6000

 

Forward progress on soft CLIs again!!! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: GECRB CLIs!!!

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
New Contributor
creditdreamera
Posts: 65
Registered: ‎09-22-2012
0

Re: GECRB CLIs!!!

Fabulous! Good on you for those increases!

EX -682
EQ -658
TU -663
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: GECRB CLIs!!!


creditnocash wrote:

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 


 

Yes, I have two GE cards.

 

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: GECRB CLIs!!!

[ Edited ]

tinuviel wrote:

creditnocash wrote:

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 


 

Yes, I have two GE cards.

 

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

 


lol dont be sorry. 

i got denied by the system and then reconned next day with a live person. 

i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25. 

starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =) 

 

thats why i was saying talking to a live person really does help sometimes. 

i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older) 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: GECRB CLIs!!!


creditnocash wrote:

tinuviel wrote:

creditnocash wrote:

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 


 

Yes, I have two GE cards.

 

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

 


lol dont be sorry. 

i got denied by the system and then reconned next day with a live person. 

i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25. 

starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =) 

 

thats why i was saying talking to a live person really does help sometimes. 

i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older) 


 

Ok, gotcha. I remember reading about that a few days ago. :smileyhappy:

 

Yes, that's a nice increase for you, as well. This is one of the things that I love about GE -- the cards tend to grow very nicely over time. My Dillard's card started out at $700 back in April 2011, and now it's at $6000. It feels great to have "big girl" limits. :smileyhappy: Even better when they have low or $0 balances!!! :smileyvery-happy:

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: GECRB CLIs!!!


tinuviel wrote:

creditnocash wrote:

tinuviel wrote:

creditnocash wrote:

woo congrats. are those all your ge cards? 

 

 

and got my letter in the mail from ge. 

walmart system denied me for lack of history at current limit. 

guess talking to a live person really does pull its weight sometimes. 


 

Yes, I have two GE cards.

 

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

 


lol dont be sorry. 

i got denied by the system and then reconned next day with a live person. 

i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25. 

starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =) 

 

thats why i was saying talking to a live person really does help sometimes. 

i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older) 


 

Ok, gotcha. I remember reading about that a few days ago. :smileyhappy:

 

Yes, that's a nice increase for you, as well. This is one of the things that I love about GE -- the cards tend to grow very nicely over time. My Dillard's card started out at $700 back in April 2011, and now it's at $6000. It feels great to have "big girl" limits. :smileyhappy: Even better when they have low or $0 balances!!! :smileyvery-happy:

 


amen to that. 

the only balance im carrying this month is best buy has 425/2500. but its no interest until august 13' so im in no rush to pay it off. 

all my other cards are pif 

its nice to log into ck and look at balance and have all of them say 0, 

 

thats a thread idea the Only letting 1 card report thread! LOL. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: GECRB CLIs!!!

Congrats Tinu!  Gotta love GE's Sp cli's!:smileywink:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: GECRB CLIs!!!

CONGRATS!!!

Did you speak to a rep on the JCP CLI or was it automated?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012
0

Re: GECRB CLIs!!!

Congrats on the increases! It sounds like ge has been good to a lot of us lately. Btw I would love to have a Dillard's Amex! Especially because I got denied for zync 3 weeks ago. Do you happen to remember your scores when you got approved? Gecrb Amex > no Amex :smileyhappy:
American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.

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