Credit Cards Center Credit cards from our partners
Reply
Valued Member
Posts: 33
Registered: ‎03-26-2014

Re: Garden Club - May 2017

Checking in for May.  Staying strong but contemplating leaving for the hilton card



Valued Member
Posts: 33
Registered: ‎12-05-2007

Re: Garden Club - May 2017

"Started" gardening the other day but still had a pending app. Now that everything is all done, does my gardening clock start now or when the accounts actually start reporting? Either way, nice to meet you all! Happy Monday! 

BK7 discharged: 10/25/15 | Current scores: 705 EQ 643 TU 648 EX | Gardening: 05/05/17 -- 05/05/18
USAA Cash Rewards AmexDCU Platinum VisaNFCU cashRewards VisaPenFed Promise VisaBarclays Apple Rewards VisaCapital One QuicksilverOne MasterCardUSAA Secured VisaComenity J.Crew Store Card
Contributor
Posts: 207
Registered: ‎03-21-2017

Re: Garden Club - May 2017

crossing over my first full month in the garden soon, still grinding my scores, about to come up on my 19th birthday, as well as my 1st year anniversary into credit, I'll probably  make a post about it then! Smiley Happy




Starting(7/16):TU733/ EX680/ EQU655 | On 05/17:TU755/EX728/EQU712 | Goal: 100k TCL when I'm 20, 800 on all scores
Frequent Contributor
Posts: 436
Registered: ‎06-25-2013

Re: Garden Club - May 2017

Staying put for now.

If a man empties his purse into his head, no one can take it from him. An investment in knowledge always pays the best interest. - Benjamin Franklin |Capital One Quicksilver Cash Rewards|Chase Amazon Visa Rewards|BOA Cash Rewards|Walmart Mastercard|Commence MC| Citi Double Cash| Amazon Prime Store Card|Discover It|Chase Freedom|Chase Freedom Unlimited
$52,300 total card credit FICO Equifax-799, FICO Transunion-776, DTI-3.3%
Community Leader
Valued Contributor
Posts: 2,041
Registered: ‎02-28-2015

Re: Garden Club - May 2017

Checking in for the month of May myFico family.

 

Still holding strong even though BoA taunts me with the Request a Credit Limit Increase button.Smiley Very Happy

 

 


Gardening till December 2017
AMEX Platinum NPSL| BCP| AMEX ED| BBVA NBA AMEX| Venture| QS| BoA Cash Rewards
Senior Contributor
Posts: 6,572
Registered: ‎04-23-2016

Re: Garden Club - May 2017

Lol, smc said " May whether" Smiley Wink
Established Contributor
Posts: 702
Registered: ‎08-31-2016

Re: Garden Club - May 2017

Have you seen the NSYNC meme going around Facebook the last few days? It's gonna be May! 

 

No? Did that only amuse me? I miss the days of boy bands Smiley Sad




EQ: 740 TU: 728 EX: 699
Regular Contributor
Posts: 152
Registered: ‎02-21-2015

Re: Garden Club - May 2017

It's been a while since I've checked in with the Garden Club here, I actually had to step out on April 1 to apply for an auto loan, finally replacing my first car that got me through my first 8 years driving, gonna miss that car, but enjoying the new one! I got a great rate on the used auto loan from my local credit union, 1.99%! They pulled a 779 EX! That being said I guess I'm skipping straight to bronze today, as I never updated my status until now.

 

In other news I just got off the phone, and for the first time, I actually got Citi to lower my APR. I talked with them online first, and only got it from 24.5% to 21.74%, I asked why it was so high and they referred me to a phone number. I called in and spoke with someone, waiting on hold for a while, and they came back and offered 17.74%. I'll take it! Smiley Happy My scores are as high as they've ever been and I'm appreciating the rates it's getting me so far! Time to garden for another year!

FICO: TU (4/12/17 Discover): 759 TU (3/13/17 Barclaycard): 755 | EQ (4/28/17 Citi): 759 | EX (4/5/17 AmEx): 780
VS3.0: (Credit Karma, 5/1/17): TU 770 EQ 771 | EX (Credit.com, 4/29/17): 768 | EQ (Mint, 5/1/17): 748
Total Credit: 26.9k
Senior Contributor
Posts: 6,572
Registered: ‎04-23-2016

Re: Garden Club - May 2017

Lol, smc, i think its harder to have boy bands nowadays cuz all they end up doing is picking one for success and disposing the rest like yesterdays Credit OnesSmiley Wink
Established Contributor
Posts: 702
Registered: ‎08-31-2016

Re: Garden Club - May 2017

And as always best comment of the night to my friend AJC! Smiley Happy




EQ: 740 TU: 728 EX: 699

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.