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I currently have fico scores around 660. I recently got a Discover with a 1000 dollar limit and a Chase with a 1000 limit after recon. I just paid off my last collection which is under a pay for deletion agreement so it will be deleted soon! Guess what my jump (or small bump if you think that ) will be to. I'm not really sure what I think.
you should've waited to get cards if your last collection was to be deleted =p
I would say probably 80 points
It's very hard to guess
Collections is not the only factor in your score results there many other factors that will determine your score . Having said that I would expect an increase but I couldnt start to guess a number
@Brandnick wrote:It's very hard to guess
Collections is not the only factor in your score results there many other factors that will determine your score . Having said that I would expect an increase but I couldnt start to guess a number
when I got my last collections removed I went up 120+ on my walmart fico lol and people wonder why I hate First Premier.
But then they claimed I had 51 late payments as well (only supposed to have 5) I had to prove they had no records which wasn't hard after I realized they charged my accounts off in different years on each bureau.
@distantarray wrote:
@Brandnick wrote:It's very hard to guess
Collections is not the only factor in your score results there many other factors that will determine your score . Having said that I would expect an increase but I couldnt start to guess a number
when I got my last collections removed I went up 120+ on my walmart fico lol and people wonder why I hate First Premier.
But then they claimed I had 51 late payments as well (only supposed to have 5) I had to prove they had no records which wasn't hard after I realized they charged my accounts off in different years on each bureau.
very true however the collections maybe was newer on your report and was hurting more that someone else . For expample I could have collection remove that was 6 year old and I wouldn't see a major jump in my report score however let's say the collection was 1 year ago if remove then you should expect a big jump It's all depends on the persons file
@Brandnick wrote:
@distantarray wrote:
@Brandnick wrote:It's very hard to guess
Collections is not the only factor in your score results there many other factors that will determine your score . Having said that I would expect an increase but I couldnt start to guess a number
when I got my last collections removed I went up 120+ on my walmart fico lol and people wonder why I hate First Premier.
But then they claimed I had 51 late payments as well (only supposed to have 5) I had to prove they had no records which wasn't hard after I realized they charged my accounts off in different years on each bureau.
very true however the collections maybe was newer on your report and was hurting more that someone else . For expample I could have collection remove that was 6 year old and I wouldn't see a major jump in my report score however let's say the collection was 1 year ago if remove then you should expect a big jump It's all depends on the persons file
that's the thing it was from 2007 -_-; just removed it in July this year. First Premier destroyed my credit without documentation.