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I am seeing tons of approvals but only 1 or 2 denials. Has anyone been denied and if so what was the reason? Thanks and congrats to everyone lucky enough to be approved!
Me. Basically for quick acceleration of revolving debt. My overall utilization is pretty low BTW. Around 8% so I think it was my newer accounts that scared them.
Collection action or judgement. Delinquent past or present credit obligations with others.
I got denied back in May for too many INQs. It was a HP on EX, but seems like they've changed it to all SP approvals now?
I've apped this morning but my foofus self did the CC app before doing the membership....Got the "Referred" msg, hopefully i can either start over tomorrow (if denied) or get approved, fingers crossed
Denied.
Reason: Credit Request Outside Credit Union Guidelines
Doesn't get any more generic than that.
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
Maybe they are catching on that they are giving away too much money!
I feel like this is nasa fcu rapture and all the holy people got accepted with credit card application and we unholy ones got declined
@Anonymous wrote:
@ecxpa wrote:Hope everything is on the up & up also.......but it's a little scary seeing folks getting approved then getting declined. Never seen that happen with other lenders, at least not on such a frequent basis. Reading through the many threads on NASA though you see this happening a lot.
seriously, as soon as I saw that approved for 20k email, i jumped out of my bed and danced and popped my stitch, and later find out that i got declined.... made me really really sad. oh well...
WHAT A CRUEL TRICK BY NASA
Just found out they did me the same way. NeedLess to say i'm more then pissed off and of course disappointed after hyping them up so much. I am so done now with these Occu type CU's. I'm going to close out my membership and recover the savings deposit i put in for it and pretend it never happened. WHAT A DISGUSTING CRUEL FLOP! damn *#@$^
@CreditMagic7 wrote:@Anonymous wrote:
@ecxpa wrote:Hope everything is on the up & up also.......but it's a little scary seeing folks getting approved then getting declined. Never seen that happen with other lenders, at least not on such a frequent basis. Reading through the many threads on NASA though you see this happening a lot.
seriously, as soon as I saw that approved for 20k email, i jumped out of my bed and danced and popped my stitch, and later find out that i got declined.... made me really really sad. oh well...
WHAT A CRUEL TRICK BY NASA
Just found out they did me the same way. NeedLess to say i'm more then pissed off and of course disappointed after hyping them up so much. I am so done now with these Occu type CU's. I'm going to close out my membership and recover the savings deposit i put in for it and pretend it never happened. WHAT A DISGUSTING CRUEL FLOP! damn *#@$^
Did they tell you the reason for the denial (after approval)?
@AvadaKedavra wrote:
@CreditMagic7 wrote:@Anonymous wrote:
@ecxpa wrote:Hope everything is on the up & up also.......but it's a little scary seeing folks getting approved then getting declined. Never seen that happen with other lenders, at least not on such a frequent basis. Reading through the many threads on NASA though you see this happening a lot.
seriously, as soon as I saw that approved for 20k email, i jumped out of my bed and danced and popped my stitch, and later find out that i got declined.... made me really really sad. oh well...
WHAT A CRUEL TRICK BY NASA
Just found out they did me the same way. NeedLess to say i'm more then pissed off and of course disappointed after hyping them up so much. I am so done now with these Occu type CU's. I'm going to close out my membership and recover the savings deposit i put in for it and pretend it never happened. WHAT A DISGUSTING CRUEL FLOP! damn *#@$^
Did they tell you the reason for the denial (after approval)?
This jerk of a CU is yet to even respond to any of the SM's i sent them yet Guess a letter in the mail will have some kind of dam BS excuse. I know my stats are on the up & up and i'm fuming over what first appeared a no brainer. I blasted them in a last SM and couldn't care less becuase i have no patience or time with being jerked around unfairly. No BK whatsoever but they been approving with bankruptcy and tones of inquiries, Mine is only 7 on EX so the indignation is especially STRONG against them.
But no matter, just a g*ddamn shame it ends of this way after first being a approval. Lousy Dogs