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Has anyone with under 6 months of history tried SCT?

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orestrus
Frequent Contributor

Has anyone with under 6 months of history tried SCT?

I keep trying and nothing pops up. I copy everything from my Ex report.. Has anyone with 4-5 months of credit history had success? Obviously i have nothing negative and 1% util
BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 1 of 8
7 REPLIES 7
pizza1
Community Leader
Super Contributor

Re: Has anyone with under 6 months of history tried SCT?


@orestrus wrote:
I keep trying and nothing pops up. I copy everything from my Ex report.. Has anyone with 4-5 months of credit history had success? Obviously i have nothing negative and 1% util

only a few of the SCT are from EX...check your EQ report, clear your browser, try a different one. Which ones are you trying to get a pop up on?

Message 2 of 8
14Fiesta
Established Contributor

Re: Has anyone with under 6 months of history tried SCT?

I never tried SCT when I was unscorable, but IMO you should wait until you reach 6 months of history and can generate a FICO score. Then go for AMEX. As long as it has rewards you can use, you'll have a prime card, and a WAY bigger starting limit than most of the SCT approvals.






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 3 of 8
orestrus
Frequent Contributor

Re: Has anyone with under 6 months of history tried SCT?

So did you have any luck?) Im trying overstock)
BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 4 of 8
orestrus
Frequent Contributor

Re: Has anyone with under 6 months of history tried SCT?

Oh, sorry, misread your post
BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 5 of 8
newhis
Valued Contributor

Re: Has anyone with under 6 months of history tried SCT?

My first SCT pop-up was after 7 months.

Message 6 of 8
Anonymous
Not applicable

Re: Has anyone with under 6 months of history tried SCT?


@orestrus wrote:
I keep trying and nothing pops up. I copy everything from my Ex report.. Has anyone with 4-5 months of credit history had success? Obviously i have nothing negative and 1% util

I believe you have a similar but seperate thread about this.

Message 7 of 8
orestrus
Frequent Contributor

Re: Has anyone with under 6 months of history tried SCT?

newthus, thanks for your answear, now i fewl at ease)
BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 8 of 8
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