cancel
Showing results for 
Search instead for 
Did you mean: 

Have Amex 61 CLI coming up. Good or Bad?

Senior Contributor

Re: Have Amex 61 CLI coming up. Good or Bad?

I think that will get you the cli.
They like usage and big payments.
I ran about $10k thru mine when I got to $24.5k from $10.5k.
As long as a $21k bal doesnt report, you're good to go! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor

Re: Have Amex 61 CLI coming up. Good or Bad?

Amex soft pulls me every month. I have Amex for 31 days now, a month more and i will definitely try my luck

Moderator Emerita

Re: Have Amex 61 CLI coming up. Good or Bad?

Senior Contributor

Re: Have Amex 61 CLI coming up. Good or Bad?

I think it's over $25k that the possibility for documention begins, so I'd go for $25k if I were you. I use my Amex and PIF once a month before the due date. I always let the balance report with Amex; some other CCs I PIF before the statement.

 

 

Good luck w/your CLI! Smiley Happy

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor

Re: Have Amex 61 CLI coming up. Good or Bad?

 


09Lexie wrote:
@bigbang1

Do you have a charge or revolver?

I have BCE so revolver,  have been using it heavily in hope its increase my chances once my 61 days come. 

Senior Contributor

Re: Have Amex 61 CLI coming up. Good or Bad?

If you would like a $30k limit and this is your only Amex, you might just go ahead and request a full $30k.
I keep forgetting I got $30k with no FR, but an excellent payment history. My EXP FICO is a solid 690-700. Right after I got a cli to $24.5k on BCE, I app'ed for Delta Gold and got an instant $5500.
So, $30k- no FR.
with your payment history, you should be fine. It's worth noting I had experience with a $25k limit when I was approved for that cli and the new account, although I'm unsure how much Amex factors in current limits for issuance of their limits.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor

Re: Have Amex 61 CLI coming up. Good or Bad?

Is it most common in these 61 day 3x CLI scenarios to ask for a flat out 3x increase, for 25k, or for 24.5k? Does it matter?

Moderator Emerita

Re: Have Amex 61 CLI coming up. Good or Bad?

Not sure if its most common but it was once believed that asking for $25k meant auto tax request. However, there have been quite a few members who've discounted that theory.
Established Contributor

Re: Have Amex 61 CLI coming up. Good or Bad?

Once again I wanted to confirm.

 

So my limit now is $10k. I want to get it to the $24.5k or whatever it is they allow without asking for info.

 

So when I ask for the increase I'm going to ask for another $14.5k? Or does it ask you "what do you want your limit to be?" and you put $24.5k?

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Moderator

Re: Have Amex 61 CLI coming up. Good or Bad?


audia4 wrote:

Once again I wanted to confirm.

 

So my limit now is $10k. I want to get it to the $24.5k or whatever it is they allow without asking for info.

 

So when I ask for the increase I'm going to ask for another $14.5k? Or does it ask you "what do you want your limit to be?" and you put $24.5k?


You enter whatever you want your new limit to be, so put $24.5k if that's what you want to request.