Okay, since Macys is not reporting CLs anymore and I have a balance of $828 out of a 1000 available I am wondering if I should close my Orchard with a $400 limit and a $39 AF? Maybe I should keep it one more year to help overall utilization? Is is better to just close it anyway? I probably wont have Macys paid off until later this year. Any advice on this thought?
Thanks,
BJ
Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)
Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14
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