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Last week I applied for an account with Alliant. I was denied checking because of chexsystems, but they opened up a savings for me. I didn't get any offers online since the membership was approved a few days later. So I funded the savings and put in an online app for their platinum visa. I asked for $5k, and I got $2.5k.
So now my question, since I think I may have snuck in the backdoor with Alliant, is how are they with CLIs, etc? I don't want to rock the boat too much!
Plus anyone else get denied checking, but get membership and credit? In reading the forums I don't think I've seen it happen.
They require an HP for card holder initiated CLI requests.
A few, not many, reports of auto CLI after approx. 9 -18 mos., under the circumstances, perhaps wait and see if an auto CLI is offered... I haven't heard any reports of approval for loan product but denied checking either, congrats!
@score_building wrote:They require an HP for card holder initiated CLI requests.
A few, not many, reports of auto CLI after approx. 9 -18 mos., under the circumstances, perhaps wait and see if an auto CLI is offered... I haven't heard any reports of approval for loan product but denied checking either, congrats!
I'm glad to hear there have been some auto CLI's after 9-18 months. DH is at 13 months and we were wondering what their history is. score_building - have you gotten a CLI from them? I'm curious about how much they give - in general.
No-haven't received one so far (1+yr old cc) of course it will vary but the posts I viewed indicated CLIs of 1-3k IIRC, gave me hope for a hard free CLI, lol
I hope you post if/when that good thing happens to you. There's a dearth of info on Alliant CLI's. Thanks for the info you shared - I haven't found it anywhere else.