Yeah I was thinking about trying for that one, but I already have 2 Cap1 cards, and they both have crappy limits, so I'm a little nervous about applying for another card. Cap1 took a chance on a young kid, me, when nobody else would and gave me a CC. I said I will always have a Cap1 account....I may try and PC to a more "prime" Cap1 card sometime in the future.
I just can't afford any more inquiries at this point.
@FloridaState12 wrote:Yeah I was thinking about trying for that one, but I already have 2 Cap1 cards, and they both have crappy limits, so I'm a little nervous about applying for another card. Cap1 took a chance on a young kid, me, when nobody else would and gave me a CC. I said I will always have a Cap1 account....I may try and PC to a more "prime" Cap1 card sometime in the future.
I just can't afford any more inquiries at this point.
Sounds Like a Plan..and yes we always remember who approved us first and have a sense of loyalty to them..Nothing wrong with that !
"What's In Your Wallet ! "
PS: No inquiries showing on my reports..too soon..I'm sure they will pop up tomorrow !
@Bluerain wrote:
@FloridaState12 wrote:Yeah I was thinking about trying for that one, but I already have 2 Cap1 cards, and they both have crappy limits, so I'm a little nervous about applying for another card. Cap1 took a chance on a young kid, me, when nobody else would and gave me a CC. I said I will always have a Cap1 account....I may try and PC to a more "prime" Cap1 card sometime in the future.
I just can't afford any more inquiries at this point.
Sounds Like a Plan..and yes we always remember who approved us first and have a sense of loyalty to them..Nothing wrong with that !
PS: No inquiries showing on my reports..too soon..I'm sure they will pop up tomorrow !
Exactly! While I may not keep the exact card I first got from them, but I told myself I'll always have a Cap1 card in some way no matter what. It was sooo frustrating getting denied left and right by everyone, so finally getting approved from Cap1 was a beautiful thing. I'm willing to overlook their stingy-ness on CLI's and whatnot just because they were the first to grant me a card.
I would take advantage of no inquiries! That's why when I always apply, I do it all within a few minutes of each other, hoping they won't show up for a few hours or something.