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I'm Done with CAP1- EO Response to Higher CLI

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jsucool76
Super Contributor

Re: I'm Done with CAP1- EO Response to Higher CLI


@Anomalous wrote:

@CreditCuriousity wrote:

@Anomalous wrote:

@jsucool76 wrote:

@lg8302ch wrote:

@NYFan63 wrote:

No - my CL was 1600 on one of three Cap1 cards - they gave me $500 CLI online when I submitted a CLI request- called EO - they gave me $400

 

i guess I wasn't clear enough in my initial post 


So they did 1,6K to 2K? Sorry but you cannot expect 1,6K to 10K....just ask every 6 months ...slowly step by step...work your way up ..it is not Amex with 3x CLI. Good luck!


Doesn't really work like that for everyone either. I started at 3k on my cap1 card, got a credit steps CLI to 3500, around 2 years ago. Every CLI request has been denied since then, even through the EO. Their only reason is that "Your credit score is not high enough" but they always use a pull from 3-5 months before my CLI request. 


The exact same issue I'm having at my 6 month mark post previous CLI. They are using a July 2014 Equifax score. Smiley Frustrated


Coud be a programming bug as they are using my July score as well... Seems ike a common theme among people these past few weeks all being softed in July vs sooner?


Must be. I got some BS response that their system updates every 2-6 months... or something to that affect. Can't remember exactly. Crazy, though!


That is what they told me too. Even when I went through the EO and got a manual review, they didnt do a new pull, they used the same one. 

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