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I'm so Bummed. No CLI

Frequent Contributor

I'm so Bummed. No CLI

Ive been with Discover for over 6 months and ask for $1300 more from my starting limit @ $1750.. No luck.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
11 REPLIES
Valued Contributor

Re: I'm so Bummed. No CLI

They may telephone you in a couple weeks. I applied for an increase online and was automatically declined due to inquiries and new accounts. Then a few days ago someone rings and says that the account is eligible for an increae.

Valued Member

Re: I'm so Bummed. No CLI

Did they counter offer you at all? Is everythinb the same as when you got the discover? 

Frequent Contributor

Re: I'm so Bummed. No CLI

I didnt get a counter offer and nothing has changed. No baddies or other lines of credit. I do have lower credit card utilization since I got them. I don't get it.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Mega Contributor

Re: I'm so Bummed. No CLI

Sorry to hear Smiley Sad

 

Have you talked to anyone from Discover about it?




EQ FICO 548 3/3/16
Frequent Contributor

Re: I'm so Bummed. No CLI

I called in for the CLI. Said they will send a letter in the mail to explain. Within 6 months I ran a $3000 through it. Never late and paid in full. My 2nd month I carried a balance because in 0% apr.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Highlighted
Mega Contributor

Re: I'm so Bummed. No CLI


Brian_Trying_700 wrote:

I called in for the CLI. Said they will send a letter in the mail to explain. Within 6 months I ran a $3000 through it. Never late and paid in full. My 2nd month I carried a balance because in 0% apr.


-What was your overall util?

-Any new accounts/INQ's the past 6 months?

 




EQ FICO 548 3/3/16
Super Contributor

Re: I'm so Bummed. No CLI

Sorry to hear

 

Discover is stingy




Established Contributor

Re: I'm so Bummed. No CLI

Aye brotha

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

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Frequent Contributor

Re: I'm so Bummed. No CLI

No new accounts and my util was 18%

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?