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IMHO
App CSP and then ask for CLI on freedom and if you have to at that point move some of CSP
@09Lexie wrote:
Chase is or has been pretty consistent on HP's / with CLI's. The few times that one hp was used for both and reported here are extremely rare. Can it happen? Yes. Chances of it happening? Extremely rare.
+1
Has nothing to do with an analyst's ego. Unfortunately, some lenders just use an HP as part of the normal course of underwriting. This doesn't violate any act (I know this one is coming...lol). NFCU is also very HP happy...WFB and BOA use this as well... I think by the time I typed and posted this I got 3 HPs.
#1 I would never waste a HP on CLI from chase, i would just apply, get bonus, close the account move credit line to othere chase account
#2 why would you need CL over 1500 on freedom anyway? their cap 5% bonus categories cap at 1500 per quarter, you can put daliy spending on csp, and still get 1.07 point per dollar spend
#3 try to move some CL from chase amazon to freedom
@youngandcreditwrthy wrote:
Three hard pulls from Chase?
You done lost yo mind! Lol
I think it depends on the timeframe and ego of the Analyst. Lol
Them and US Bank are definitely the bulk of inquiries for me. Everything is always approved with nice limits though, so no complaints from me. I asked the analyst before and she said that she couldn't do anything until I put the request through to customer service and then ring back to them. It's odd that they can't do it themselves.
If you have any issues during your drapping. Here is a good chase number to call once sober.
1-800-527-7415