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Lowes Card

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laz98
Senior Contributor

Re: Lowes Card

we have several gemb cards, they all pulled EQ here in west texas.

Message 11 of 29
Anonymous
Not applicable

Re: Lowes Card

Maybe it goes by state? I live in MA. So far they have not even pulled my credit yet even though I applied a couple of days ago.

Message 12 of 29
ALP
New Contributor

Re: Lowes Card

In Georgia, they pull TU for the most part.  They pulled EQ for my CareCredit account, but Lowes was definitely TU.


Starting Score: 610
Current Score: 676
TU: 678
Goal Score: 740


Take the FICO Fitness Challenge

Message 13 of 29
Anonymous
Not applicable

Re: Lowes Card

So from what we all got so far is that they don't pull exp ... that helps to some degree

Message 14 of 29
Datx
Valued Contributor

Re: Lowes Card

I have the Walmart store card and PP buyer credit and GEMB pulled TU for both. I was thinking of going for the Amazon store card but havent pulled the trigger on it. Im pretty sure they will pull TU for that as well, im in the DFW, TX area.

Message 15 of 29
AndySoCal
Senior Contributor

Re: Lowes Card

I have a Lowes card. I recently pulled my TU report and  I see recent account review credit pulls from them.

FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal
Message 16 of 29
laz98
Senior Contributor

Re: Lowes Card

 


@MyCreditStinks wrote:

I have the Walmart store card and PP buyer credit and GEMB pulled TU for both. I was thinking of going for the Amazon store card but havent pulled the trigger on it. Im pretty sure they will pull TU for that as well, im in the DFW, TX area.


i've noticed el paso, texas seems to be different from the rest of the freaking state!  LOL!

 

Message 17 of 29
Anonymous
Not applicable

Re: Lowes Card

Finally got the alert that they pulled my credit..They pull Equifax. I did not get instant approval when I applied online...In anyone's experience, does this mean I am not likely to get approved?

 

 

Message 18 of 29
Anonymous
Not applicable

Re: Lowes Card

Got the email today DENIED....oh well...

 

But the good news is I was approved this year for a $10k personal loan with my credit union, for overdraft protection with my regular bank, a credit card with Monroe (which services my car) and I am now one year in my house with my mortgage I obtained with USDA so I guess I can live with the one denial, though it is dissappointing.

Message 19 of 29
Datx
Valued Contributor

Re: Lowes Card


@laz98 wrote:

 i've noticed el paso, texas seems to be different from the rest of the freaking state!  LOL!

 


You folks are a bunch of weirdos out there! Also part of the state that has a diff time zone from the rest of us. LOL, just kidding. I'll play nice. Smiley Happy

 

I keep on thinking about applying for that Amazon card, but too much store cards is not a good thing. Or is it...hmm..

Message 20 of 29
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