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Merrick Bank

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TiggerDat
Valued Contributor

Re: Merrick Bank

Has anyone ever gotten their Merrick Bank secured card, unsecured and the AF removed?

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 21 of 23
Anonymous
Not applicable

Re: Merrick Bank


@bernhardtra wrote:

Has anyone ever gotten their Merrick Bank secured card, unsecured and the AF removed?


From everything I've read, the Merrick secured card will never graduate. It would require submitting a new app, and closing the secured card if desired.

Message 22 of 23
TiggerDat
Valued Contributor

Re: Merrick Bank


@Anonymous wrote:

@bernhardtra wrote:

Has anyone ever gotten their Merrick Bank secured card, unsecured and the AF removed?


From everything I've read, the Merrick secured card will never graduate. It would require submitting a new app, and closing the secured card if desired.


You can't actually app with them, you have to be invited.  I called yesterday and they said they would review my account, so I was wondering if they have started new policies in some situations.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 23 of 23
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