After rebounding my utilization from 93% down to 27% I applied for a Chase freedom card on the 26th. I had to call in to verify info since I had moved in the last 6 months. I was approved with a $3,000 credit limit.
Also on the 26th my DW wanted to go get a Sam's Club membership. Problem was I didn't have a Discover or Walmart credit card, so I had to apply for a Sam's card. I wasn't confident enough in my CR to app for the Sam's Discover, so I went with the store card. Instant approval for $700.
I was set to go into the garden...then I remembered that the BCE gives nice rewards to fill in for the Freedom when the quarterly bonuses aren't really all there. I applied today, I got a message to call in to complete the app. After verifing my address I was approved for $2,000 on a new BCE.
Finally today, I decided that since I don't need to save inquiries at the moment as it will be about a year until I need any additional credit (new car followed a year or two later by a mortgage), I apped online for a Walmart card because the Sam's doesn't have a free TU each month, and I kind of want to keep my spending seperated between the two stores. Instantly approved for the Discover version of the card for $700. Didn't even have to select which one I wanted.
So I now have $6,400 in new credit at 20, after two years with a Cap 1 Platinum that had a $750 credit limit after a $250 credit steps increase. I'm so excited that I can finally close that dead end account. At least it gave me 1% cash back with 2% back on my phone bill and fast food, but I had to pay it multiple times per month to do anything useful with it.
My local bank advised me to take out a small personal loan in Febuary to help build my credit, but even though they advised me to do so, they wouldn't approve me without a co-signer and the co-signer's $7,500 vehicle as collateral for a $2,000 loan. While I did get a pre-approval for a $1,600 citi platinum select card (The one with worthless citi cash rewards), one week after receiving it, I feel that loan was rather worthless to my overall credit profile.
Oh well...As least now I jumped from $2,350 in credit to a nice comfy $8,750 that will actually grow with me and help my profile for when I really need to borrow money in the future.
Way to go. Those accounts should grow nicely with a bit of TLC and restraint 
Don't forget to ask for the 3xCLI at 61 days with your AMEX
Congrats on your journey and new accounts! Your time in the garden will serve you well!
Starting Score: EQ 717 EX 724 TU 736
Nice spree! Congratulations!
@S7 wrote:Congrats on the spree!! Kind of exhilerating isn't it! I just did my first one over the weekend!
Wonder how many thread S7 gonna have if S7 do 5 app !!!!!!!!!! Lmao......he get too excitedddddddd
Starting Score: 560