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NFCU cli

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MidnightOwl
Regular Contributor

NFCU cli

Has anyone had any success getting a cli with Navy only having the card for 4 months ? or do you have to wait the entire 6 months ? do they give auto increases ?

Message 1 of 10
9 REPLIES 9
score_building
Senior Contributor

Re: NFCU cli

1st CLI was not quite 90 days after initial approval.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 2 of 10
Red1Blue
Super Contributor

Re: NFCU cli


@score_building wrote:

1st CLI was not quite 90 days after initial approval.


So when can we ask for cli? Do they look for the usage of the card to consider for the cli?

Message 3 of 10
Anonymous
Not applicable

Re: NFCU cli

I had cashrewards with $2000 since Dec. and requested CLI yesterday. Ask for $8000 and got approved. I only used the card one time for BT when I applied. 

Message 4 of 10
nene17
Established Member

Re: NFCU cli

I opened my nRewards card Oct 2010 with $3500 limit.  Applied last night for CLI online and got message saying 3-5 days to review. This morning I signed into online banking and my limit was raised to $7000.  Maybe I should have asked for more than the 7k but didn't want to push my luck since my utilization at the time was at 40%.    I am happy! 


Starting Score: 566 EQ, 599 TU 9/2010
Current Score: 675 EQ 07/2012, 675 TU 06/2012
Goal Score: 720+ 2012


Take the FICO Fitness Challenge

Message 5 of 10
Red1Blue
Super Contributor

Re: NFCU cli


@Red1Blue wrote:

@score_building wrote:

1st CLI was not quite 90 days after initial approval.


Update. I had my cards since Jan 2011 and couple of weeks ago I asked for CLI and they approved it.
Message 6 of 10
score_building
Senior Contributor

Re: NFCU cli


@Red1Blue wrote:

@Red1Blue wrote:

@score_building wrote:

1st CLI was not quite 90 days after initial approval.


Update. I had my cards since Jan 2011 and couple of weeks ago I asked for CLI and they approved it.

WTG concord!

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 7 of 10
Anonymous
Not applicable

Re: NFCU cli

Is there a hard pull for a NFCU CLI?

Message 8 of 10
score_building
Senior Contributor

Re: NFCU cli

 


@Anonymous wrote:

Is there a hard pull for a NFCU CLI?


They pulled EQ for my recent CLI.

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 9 of 10
geronimo2008
Regular Contributor

Re: NFCU cli

They do a hard pull for any CLI you ask for.   NFCU has gotten tough in the last few years.

Message 10 of 10
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