Need a bit of guidance

[Anonymous]

I have been reading this forum for a month or so ... oh boy my credit has changed drasticaly since then. I took it as a personal challenge and it worked. Thank you all for your encouraging ideas and post.

I have reached from low 600s to now Fico ( EX 770, EQ771, and TU 721). Kudos to you all.

Now I wanted to diversified and add some cards that over rewards.

I was thinking CSP,Slate,Citi double cash ,PRG, and BCE/BCP . I would take any adice on what to apply or in what order to. 

Thank you all and you guys’ rock !!!!

[Anonymous]

---

@Anonymous wrote:

I have been reading this forum for a month or so ... oh boy my credit has changed drasticaly since then. I took it as a personal challenge and it worked. Thank you all for your encouraging ideas and post.

I have reached from low 600s to now Fico ( EX 770, EQ771, and TU 721). Kudos to you all.

Now I wanted to diversified and add some cards that over rewards.

I was thinking CSP,Slate,Citi double cash ,PRG, and BCE/BCP . I would take any adice on what to apply or in what order to. 

Thank you all and you guys’ rock !!!!

---

That's quite a change in only a month! If I say anything more than that, lots of users will reply to my post saying something along the lines of 'behave" or "that's not FRS/FSR/SRF" or however it's written. I feel as if I'm one word away from being linched!

But anyway, personally, I would apply in the following order: 

CSP

PRG

BCP

Citi Premier (instead of double cash)...and that's it. I find it "silly" to have two or more revolvers with Amex. Just the way I personally see it - I'm ready to get FLAMED off of my last comment  

I'm scared to even click on "post".... but you know, "a man who knows no fear can never be brave -he who confronts his fears has real courage"

EDIT: Now that I think about it, that (the quote above) is exactly what I said to myself when I went skydiving Will definitely be going back!!!!! What a rush!!!!

[SouthJamaica]

---

@Anonymous wrote:

I have been reading this forum for a month or so ... oh boy my credit has changed drasticaly since then. I took it as a personal challenge and it worked. Thank you all for your encouraging ideas and post.

I have reached from low 600s to now Fico ( EX 770, EQ771, and TU 721).Kudos to you all.

Now I wanted to diversified and add some cards that over rewards.

I was thinking CSP,Slate,Citi double cash ,PRG, and BCE/BCP . I would take any adice on what to apply or in what order to. 

Thank you all and you guys’ rock !!!!

---

Out of curiosity, what did you do to increase your scores by 150 points in a month or two?

[Loquat]

Congrats on increasing your scores...well done!

[Broke_Triathlete]

That's an awesome increase in your FICO in such a short time. I'm envious of you. Good luck on your future credit endeavors!

[Anonymous]

---

@SouthJamaica wrote:

---

@Anonymous wrote:

I have been reading this forum for a month or so ... oh boy my credit has changed drasticaly since then. I took it as a personal challenge and it worked. Thank you all for your encouraging ideas and post.

I have reached from low 600s to now Fico ( EX 770, EQ771, and TU 721).Kudos to you all.

Now I wanted to diversified and add some cards that over rewards.

I was thinking CSP,Slate,Citi double cash ,PRG, and BCE/BCP . I would take any adice on what to apply or in what order to. 

Thank you all and you guys’ rock !!!!

---

Out of curiosity, what did you do to increase your scores by 150 points in a month or two?

---

BUMP  

[NRB525]

---

@Anonymous wrote:

---

@SouthJamaica wrote:

---

@Anonymous wrote:

I have been reading this forum for a month or so ... oh boy my credit has changed drasticaly since then. I took it as a personal challenge and it worked. Thank you all for your encouraging ideas and post.

I have reached from low 600s to now Fico ( EX 770, EQ771, and TU 721).Kudos to you all.

Now I wanted to diversified and add some cards that over rewards.

I was thinking CSP,Slate,Citi double cash ,PRG, and BCE/BCP . I would take any adice on what to apply or in what order to. 

Thank you all and you guys’ rock !!!!

---

Out of curiosity, what did you do to increase your scores by 150 points in a month or two?

---

BUMP  

---

I guess it's good form to wait an hour and 2 minutes before bumping a post on a weekday

[CountryLivin]

I'd like to know too! I have seen scores drop that fast, but never go up that fast in one month.

[Anonymous]

---

@NRB525 wrote:

---

@Anonymous wrote:

---

@SouthJamaica wrote:

---

@Anonymous wrote:

I have been reading this forum for a month or so ... oh boy my credit has changed drasticaly since then. I took it as a personal challenge and it worked. Thank you all for your encouraging ideas and post.

I have reached from low 600s to now Fico ( EX 770, EQ771, and TU 721).Kudos to you all.

Now I wanted to diversified and add some cards that over rewards.

I was thinking CSP,Slate,Citi double cash ,PRG, and BCE/BCP . I would take any adice on what to apply or in what order to. 

Thank you all and you guys’ rock !!!!

---

Out of curiosity, what did you do to increase your scores by 150 points in a month or two?

---

BUMP  

---

I guess it's good form to wait an hour and 2 minutes before bumping a post on a weekday

---

^^^ Good idea...makes sense. Thanks!!

[Anonymous]

Thank you for your responses. I had some parking violations that went to collection. One charged off and was carrying about 50%% utilization. 

• I paid everything off.
• Requested CLI for both Cap 1 and Amex. –Cap 1 to 6500 and Amex to 25000
• I had bunch of inquiries from buying a car.