My util. is very high, around 90%. I need a Credit Card with no Annual Fee and a decent limit just to help bring down my util.
Where might I be able to get accepted? I would just use the card once every 6 months or so to keep it active then PIF. My TU FICO is 729, EQ 701, and EX 708. I have no baddies and no collections.
Your score's are great, but you are probably going to have problems getting a high limit card with 90% UTL.