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Non-AMEX Name Your CLI Cards

Frequent Contributor

Non-AMEX Name Your CLI Cards

Do any creditors other than AMEX have similar 3X CLI programs?  Recognizing AMEX is not guaranteed, it does seem more likely than not based on anecdotal evidence shared around this board.


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



6 REPLIES
Valued Contributor

Re: Non-AMEX Name Your CLI Cards

My Walmart Discover card was pretty much a 3xCLI around the 70th day.  Got card around 9/10/12 and around 11/20/12 I went from 1.8k to 5.4k CL.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor

Re: Non-AMEX Name Your CLI Cards

any ge card can give you pretty high limits fast. went from 800 to 5k in about 3 months. 

and its always a soft pull. 

 

other than that i have no idea since i only have a few companies in my wallet. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor

Re: Non-AMEX Name Your CLI Cards

My wally card just turned 4-5mths old and i got a 3x CLI....not much but still it was techinally 3x. 

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Senior Contributor

Re: Non-AMEX Name Your CLI Cards

No CLI is ever guaranteed. Amex  is the only one I've ever read about here with the 3x "rule." GE CLIs can be generous, but don't necessarily follow a 3x pattern. My Walmart went from 300 - 1k - 2k - 3.5k in 1 yr. My old navy also didn't do 3x CLIs, but went from 200 to 4k visa upgrade with CLIs throughout the year. 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor

Re: Non-AMEX Name Your CLI Cards

Most, if not all, issuers let you request as much as you want, not just three times the current limit. I got a five times increase on an FIA card, and more than three times on another of their cards.

 

Keep in mind that the American Expess three times the limit policy is not something that is guaranteed. A few people have said they thought it was and are disappointed when they do not get it. It is just that the system can only approve requests that are up to three times the current limit. I am unsure if an underwriter can go beyond that.

Frequent Contributor

Re: Non-AMEX Name Your CLI Cards

Thanks for the answers.  Sounds like GE is fairly generous in this regard.


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev