09-04-2012 10:00 PM
Checked Pay Pal account today and found out that I received a $1400 auto CLI to a CL of $5200. This is my second auto CLI in about three weeks. Barclay gave me a $1200 ACLI on my US Airways MC. JCP gave me an $800 CLI (requested) , as well. The Pay Pal account is my first account to reach over $5000 in CL since I started rebuilding 4.5 years ago. Since then, I have had two judgements hit - Midland 3 years ago and most recently NYS tax - right after Christmas of last year. . Other than that, and I know those are big, things have been a bit smooth, and since the credit crunch - my CLs have been steadily rising. My BK falls off around this time next year. I have to just keep plugging away!!
Happy no more begging for CLIs from Cap 1. With my MC and my Discover - It took only 6 months to get more of a CL on both cards than I had on my Cap 1 cards in 4 years! I think it helped that I closed a lot of credit cards too. I have a few store cards - but only the 2 major CC - I have my eye only on a Citi Visa - one day - after they stop holding my having included them in my BK against me
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