10-17-2012 05:56 PM
10-17-2012 05:58 PM
10-17-2012 06:03 PM - edited 10-17-2012 06:12 PM
my dad and i got the same exact cc pre approval from cap one. i shredded mine and he accepted his.
(ive been here since 1996-at age 5, and he's been here since 2010-about as old as my oldest cc)
he got a 500 limit c1 plat waived first year af and then 19 after.
so honestly if a pre approval only entails a 500 limit, im good. (i know its ymmv im just saying)
p.s. before this summer and my crazly apping i have never gotten a pre approval. so far ive gotten cap 1, discover, chase, and some comapny i thought was cap one but something completely different.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
10-17-2012 06:04 PM
10-17-2012 06:16 PM
LOL, better yet, how about if your spouse get pre-offer and you don't?
Maybe it's just me.
10-17-2012 06:20 PM
ehh I haven't gotten one pre approval from a prime lender either. Don't need one either just need to garden...
10-17-2012 06:31 PM
Just don't go postal! Sorry, had to say it!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.