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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Postman u BA$t@#%

I was talking about no one SPing me and not getting any offers. Well, I get home and I have a bright pretty letter from Citi with the Thank you card logo on it. I'm thinking it's about time. I take a second glance before opening it and realize the damn postman put my neighbor's mail in my box. The pre approval offer was for my neighbor and not me. Damn U cruel credit gods!!


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Postman u BA$t@#%

Lmao...owned by the postman

 

haha...sorry, I never get preapproval offers either.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 2,270
Registered: ‎07-23-2012
0

Re: Postman u BA$t@#%

[ Edited ]

my dad and i got the same exact cc pre approval from cap one. i shredded mine and he accepted his. 

(ive been here since 1996-at age 5, and he's been here since 2010-about as old as my oldest cc)

he got a 500 limit c1 plat waived first year af and then 19 after. 

 

so honestly if a pre approval only entails a 500 limit, im good. (i know its ymmv im just saying)

 

 

p.s. before this summer and my crazly apping i have never gotten a pre approval. so far ive gotten cap 1, discover, chase, and some comapny i thought was cap one but something completely different. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Postman u BA$t@#%

Lol, there is a forum member named postman, and I was like wow! What did postman do?


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
0

Re: Postman u BA$t@#%

So now they're keeping the good pre-approvals, along with the Victoria's secret catalogs, and playboys that "got lost."   HAHAHAAHAHAA!!!

Established Contributor
Posts: 560
Registered: ‎09-29-2012
0

Re: Postman u BA$t@#%

Dang now thats hilarious :smileyhappy:

Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Postman u BA$t@#%

LOL, better yet, how about if your spouse get pre-offer and you don't?

 

Maybe it's just me. :smileyvery-happy:

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
0

Re: Postman u BA$t@#%

I could see that happening to me, especially since my honey doesn't work, and Citi hates me too.

Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Postman u BA$t@#%

ehh I haven't gotten one pre approval from a prime lender either.  Don't need one either just need to garden...

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Moderator
Posts: 13,683
Registered: ‎04-15-2011
0

Re: Postman u BA$t@#%

Just don't go postal!   Sorry, had to say it!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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