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Pre-Approval staredown

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takeshi74
Senior Contributor

Re: Pre-Approval staredown


@BootStraps wrote:

It took me about a year and a half before they offered me anything.

 

Penfed tends to take a long time. 


It wasn't PenFed that took a long time -- it was your credit.  There are those that are approved right away.

Message 21 of 23
BootStraps
Established Contributor

Re: Pre-Approval staredown


@takeshi74 wrote:

@BootStraps wrote:

It took me about a year and a half before they offered me anything.

 

Penfed tends to take a long time. 


It wasn't PenFed that took a long time -- it was your credit.  There are those that are approved right away.


Actually, I was talking about getting the preapproval. The general consensus seems to be that it takes a while before they will make offers.

 

My experience reflects the same.




Starting Score: All Under 590 (8/2011)
Current Score: Ex: 676 Eq: 681 Tu: 683
Goal Score: Ex: 725 Eq: 725 Tu: 725

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Message 22 of 23
1GaDawg85
Valued Contributor

Re: Pre-Approval staredown


@BootStraps wrote:

I think that the "Featured Members Offers" are just marketing.


That's crap.....now I'm disappointed


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 23 of 23
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