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Pre-Qual'ed for Amex Gold and Gold Premier, but i want Platinum. Should i apply for Platinum?

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Anonymous
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Pre-Qual'ed for Amex Gold and Gold Premier, but i want Platinum. Should i apply for Platinum?

What the title says.  The Amex pre qual site says im pre-qual'ed for Amex Gold and Gold Premier.  But i plan on doing quite a bit of traveling soon and based on that i would really prefer Platinum.  Should i try for Platinum anyway?  If i do apply for Platinum and get denied, will they do a second hard pull when i apply for Gold Premier?

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Anonymous
Not applicable

Re: Pre-Qual'ed for Amex Gold and Gold Premier, but i want Platinum. Should i apply for Platinum?


@Anonymous wrote:

What the title says.  The Amex pre qual site says im pre-qual'ed for Amex Gold and Gold Premier.  But i plan on doing quite a bit of traveling soon and based on that i would really prefer Platinum.  Should i try for Platinum anyway?  If i do apply for Platinum and get denied, will they do a second hard pull when i apply for Gold Premier?


Go ahead and apply for the Platinum.  The underwriting criteria is the same as for the PRG.

Message 2 of 3
taxi818
Super Contributor

Re: Pre-Qual'ed for Amex Gold and Gold Premier, but i want Platinum. Should i apply for Platinum?


@Anonymous wrote:

@Anonymous wrote:

What the title says.  The Amex pre qual site says im pre-qual'ed for Amex Gold and Gold Premier.  But i plan on doing quite a bit of traveling soon and based on that i would really prefer Platinum.  Should i try for Platinum anyway?  If i do apply for Platinum and get denied, will they do a second hard pull when i apply for Gold Premier?


Go ahead and apply for the Platinum.  The underwriting criteria is the same as for the PRG.


+1 Only difference is AF

Message 3 of 3
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