I have cleared my credit with Transunion, and have a score in the low-mid 700s, but they say I don't have any premium cards. Are there any that only pull Transunion.
My Experian and Equifax still have some dings that I am trying to get pulled off, but they are a bit more challenging. Any suggestions?
For me Discover was an EX puller at the time of application and for AR's, save once (this month) when they pulled TU for an AR. I don't think you can count on Discover for a TU pull at app.
I think partly who is pulled depends on where you live. It seems as if in different regions of the USA, the same companies will pull different CR's. I'm in the midwest and it seems like every single CC is pulling TU. For example, Chase pulled TU both for my initial CC app in Oct 2007 and for the CLI request in June 2008. But I have heard that TU is only typical for Chase in the midwest.
@llecs wrote: In my experience, PNC, Wachovia, and National City all pulled TU.
Is NatCity still issuing their own CC's? If not this lineup leaves me cold.
As of the end of last month, anyway. I was looking at their CCs again just in case I wanted to app for another in the future and noticed they were still issuing them. Last week I was in FL and noticed all the National City branches still were the same. Biz as usual.
