Question about AU backdating

[orestrus]

I dont, but will start looking) thanks for suggestion!)

[orestrus]

I was referring to any card that still has these invaluable feature

[Zorasmiles]

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@orestrus wrote:
I was referring to any card that still has these invaluable feature

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Thanks OP.  My apologies for the AMEX assumption.  

Nixon, I wasn't aware that Discover allowed this.  I always learn something new on the forums daily, thanks.

[Anonymous]

OP has spoken lately EXCLUSIVELY of Amex. It was a justifiable assumption to make.

[Anonymous]

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@Anonymous wrote:
OP has spoken lately EXCLUSIVELY of Amex. It was a justifiable assumption to make.

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That's a bit of an understatement

[TheGardner]

Some issuers do show entire account history on AU accounts, AMEX shows as a new account.

Fico is designed to ignore AU accounts now except for Family, likely last name dependant. Only reason for "some " not being ignored is legislation. FICO wanted to ignore all do to people misusing it to inflate personal credit scores. But family was argued to be a different matter and determined it needs to be factored.

[TheGardner]

FYI if This in fact directed towards an Amex, please note as of right now there's absolutely no backdating. At all. They completely did away with it on 21 March for even primary accounts. So there's that.

[orestrus]

Guys, thanks for clearifying

[Anonymous]

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@Brax wrote:

I like threads like these. Responses always assume OP is talking about Amex even though OP made no mention of Amex!

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This. And responses hardly mention banks that do match primary open date for AU. Citi, Discover, BoA, Chase, Cap1 etc.

[TheGardner]

There's a lot. Can't remember them all. But there's several that don't as well. Without 90% certainty I won't list any lol

Without FICO using the data unless their pre determined stars line up there's just not a lot of upside anyway. If the primary carries a balance it will hurt you especially if they max it out!