Does anyone know if Sears, Radio Shack, or pier one will reopen closed accounts and re-age them? I have a few closed from late 90's and early 2000's that I would love to have back into my AAoA.
Furthermore, I have a chase card that they closed on me through the credit drawdown with one 30 day late in 6 years. Anyone had luck reopening those accounts?
Radio Shack won't. I had one with a measly $200 limit that had gone unused for about 18 months so they closed it on me. I called to see if was possible for them to reopen it since it was only coded as closed for less than a month, they told me no that I'd have to reapply. The only reason why I wanted it open is because it was a hidden tradeline
Can't speak for the others, however.
Just from what I've read here over the last three years, I've never known any bank that will do this. Even American Express wants you to open a new account, and then they apply the original year to it. That's close, but it's not reopening an old closed account. And AmEx is the only bank I know of that will apply that earlier date.
Some banks will allow you to re-open an account that has only been closed for up to a month or so. But many won't even do that.