12-31-2012 04:16 PM
My credit is sub-par at best, but once I got approved from JC Penny for their store card this month I have gotten approved for
JCPenny (no balance) Just Paid 100% down
Walmart Store Card (no balance) Just Paid 100% down
Amazon Store Card - currently paying down, $500 more to go that will be paid by March
Belk(no balance)
Cap One(no balance)
Barclays NFL(no balance)
How long should I wait to see if I approve for the Visa Branded Walmart and Discover Amazon?
I used to have a Amex Delta Skymiles a few years ago but bad choices they closed, I did end up paying them back thru their collections.
I do have baddies 98% or so are medical.
I also have about 20K left on my car loan which was co signed.
My EQ Score is 603
TransUnion is 621
12-31-2012 04:19 PM
There is no discover amazon card, or visa walmart. The amazon store card is through GE and the Visa version of amazon is through another lender (Chase). To get the amazon visa you must apply for it seperately.
The walmart discover card is through GE (The same lender as the walmart store card). To get the discover version you either have to wait for an upgrade from them, or close your account and reapply. IMO, just wait for the upgrade.
12-31-2012 04:21 PM
thanks for the clarifcation!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


