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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Sam's Club Discover approval

Walmart store card does work at Sam's... Ive used it their for 'scripts.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
maiden_girl
Posts: 2,107
Registered: ‎12-29-2011
0

Re: Sam's Club Discover approval


youngandcreditwrthy wrote:
Walmart store card does work at Sam's... Ive used it their for 'scripts.

I KNEW IT! LOL!

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
7PM789
Posts: 261
Registered: ‎08-20-2012
0

Re: Sam's Club Discover approval

Congratulations Snowkitty, I received a prequalified offer for "the new" Sam's Club Discover from GECRB. It says in the area below how we calculate your balance "If approved, your account will have an initial credit line of no less than $2,000.00." But I did not receive a 0% offer mine states 22.90% which will vary based on the prime rate. Sould I take the hp and apply for this card?
Amex B.C.E. - $2.5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover More - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k -
W.M.TU-776(Oct/14/) EQ-726(July/12) EX-782(Oct/14)
Audi, Vide, Tace. . .


Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Sam's Club Discover approval

I'd do it... They grow with you like no other!! Plus the backdoor for cli number is easy to fine.

Now if you have high util and more than5-10 inqs in two years, I'd be careful!

Clearly your score is ideal... When I worked at JCP, the highest initial CL was $2000. Jcp is backed by GECRB, which I would deem to operate similarly to Sam's Club since it's the same bank....
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Sam's Club Discover approval

Find*
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
7PM789
Posts: 261
Registered: ‎08-20-2012
0

Re: Sam's Club Discover approval

I'm going to give it a shot, two of my cards are at 0% utilization and my discover is under 10% as far as my inquiries I'm not sure. If I had to guess I'd say I'm between 5 and 10 over the last two years but they are spread out between the 3 bureaus. Does anyone know who GECRB pulls for this card?
Amex B.C.E. - $2.5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover More - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k -
W.M.TU-776(Oct/14/) EQ-726(July/12) EX-782(Oct/14)
Audi, Vide, Tace. . .


Valued Contributor
maiden_girl
Posts: 2,107
Registered: ‎12-29-2011
0

Re: Sam's Club Discover approval


7PM789 wrote:
I'm going to give it a shot, two of my cards are at 0% utilization and my discover is under 10% as far as my inquiries I'm not sure. If I had to guess I'd say I'm between 5 and 10 over the last two years but they are spread out between the 3 bureaus. Does anyone know who GECRB pulls for this card?

I believe they pull TU.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
7PM789
Posts: 261
Registered: ‎08-20-2012
0

Re: Sam's Club Discover approval

One last question, does this card report to all 3 bureaus? I would prefer to avoid cards that don't.
Amex B.C.E. - $2.5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover More - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k -
W.M.TU-776(Oct/14/) EQ-726(July/12) EX-782(Oct/14)
Audi, Vide, Tace. . .


Valued Contributor
maiden_girl
Posts: 2,107
Registered: ‎12-29-2011
0

Re: Sam's Club Discover approval

They should...I don't know any credit cards that don't report to all 3...

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Sam's Club Discover approval


7PM789 wrote:
Congratulations Snowkitty, I received a prequalified offer for "the new" Sam's Club Discover from GECRB. It says in the area below how we calculate your balance "If approved, your account will have an initial credit line of no less than $2,000.00." But I did not receive a 0% offer mine states 22.90% which will vary based on the prime rate. Sould I take the hp and apply for this card?

Thanks!!  I did not get a 0% interest on the card itself like I did with my real discover. It is only on certain purchases that I saw on the website. I just checked and they pulled my TU.

 

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

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