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Hi Paying, I am going to speak with you about this in the other forum.
I will answer your hippa question there.
@oracles wrote:Hi Paying
No, people here have been able to do a product change the same day their card was unsecured and they still did not have stellar credit. With the worldpoints card, people have been able to do a PC without an inq, however for the BofA amex card, they will do a hard due to the card having a 5k minimum limit.
I think you will be fine with the PC to the worldpoints
Hope this helps and keep us updated
Just got off the phone with BoA. They are sending me the Worldpoints card, and once it gets here in 2-3 weeks, I can activate it and request a CLI!!!!
Woohoo, thanks a bunch for the advice guys!
Those backdoor numbers kick ass!
Great job Paying and congrats
Keep us updated on how much of an increase you received