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Synchrony Total Exposure

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Creditaddict
Legendary Contributor

Synchrony Total Exposure

By my calculations after last night and this morning getting CLI on most of my accounts I am currently at a Total Exposure of:

$98,300 not including business accounts that are not PG'd

Message 1 of 60
59 REPLIES 59
ddemari
Super Contributor

Re: Synchrony Total Exposure

I went from a 200 gap card in early 2014 to nearing the total exposure as of now. It happens fast lol
Message 2 of 60
FocusedAndDetermined
Senior Contributor

Re: Synchrony Total Exposure

Not surprised one little bit.Smiley Wink

Message 3 of 60
taxi818
Super Contributor

Re: Synchrony Total Exposure

Maybe i will jump on some of these synchrony utilization busters after the new year. Like lowes and also a  Stash Hotel. also a barneys. not sure how long to get that limit up to 30k. adding another 50k would know my util way down. but i want to wait until after the new year.

Message 4 of 60
waynes1982
Frequent Contributor

Re: Synchrony Total Exposure

I hit $107,000 last night after I requested a few increases.  This doesn't included a joint account with my husband. 

Gardening since 06/01/2016


Message 5 of 60
B335is
Moderator Emeritus

Re: Synchrony Total Exposure

After my last call to Credit Solutions for Stash CLI (which was granted) I won't call for more CLIs. Even though a few people seem fine over $100k, there's simply too much at stake to be completely shut down for me. I'm at about $80k total exposure including biz accounts.
Message 6 of 60
Ron1
Super Contributor

Re: Synchrony Total Exposure

CA,

 

$100K is the max exposure including business (even not PG) and personal. You are getting close. You need to be careful.

 

 

Ron.

Message 7 of 60
dabrian
Frequent Contributor

Re: Synchrony Total Exposure

I'm at 35k between my Walmart and Lowe's and I have no plans to ask for any more increases.
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 8 of 60
sandman2435
Established Contributor

Re: Synchrony Total Exposure


@Ron1 wrote:

CA,

 

$100K is the max exposure including business (even not PG) and personal. You are getting close. You need to be careful.

 

 

Ron.


I'm at $75K personal and $20K business,Im most likely will close my lower limit cards with sync in the next few days,I'll just keep the stash($25K) and ebates($20K)And I'll close the Lowes Business card ,Now I have the personal,The other sync cards have $1K to $3K limits,And I have the sams business MasterCard which I will keep

Message 9 of 60
Ron1
Super Contributor

Re: Synchrony Total Exposure


@sandman2435 wrote:

@Ron1 wrote:

CA,

 

$100K is the max exposure including business (even not PG) and personal. You are getting close. You need to be careful.

 

 

Ron.


I'm at $75K personal and $20K business,Im most likely will close my lower limit cards with sync in the next few days,I'll just keep the stash($25K) and ebates($20K)And I'll close the Lowes Business card ,Now I have the personal,The other sync cards have $1K to $3K limits,And I have the sams business MasterCard which I will keep


Congrats!!!! Smiley Happy I didn't know you have that. I thought you only have Ebates. You beat me on business credit. I only got Amazon Business Charge Account.

 

 

Ron.

Message 10 of 60
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