I received my Old Navy Visa a the end of August with a $1,000 credit limit. Upon activation, I got a cli to $7,000. Just this week I got a cli to $10,000 and now I'm at my Synchrony max of $100,000. It seems like every week I get a mailer about using the Old Navy Visa outside of Old Navy, Bananna Republic, etc... and earn certificates. They be very simple earnings too like pay a bill (regardless of the amount) and receive a $40 certificate good on any purchase at Old Navy, Bananna Reppublic, etc... Well just in the short time that I've had the card, I've earned $100 in certificates that I can use at their stores. Now I have another mailer that says for every purchase outside our brands I can earn 100 extra points (500 points equal $5) with a maximum of 2,000 ponts. That's $20 if I wanted to just go to the store and make 20 purchases of say a candybar. I like this Old Navy Visa for these offers.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
I just got a CLI just two days ago to $7,600.00 from $5,000.00 on my Banana Republic card and I'm getting the same Old Navy emails too. Their points promotions are really out of control. Synchrony really wants people to spend money right now.
@LShawn08 wrote:I just got a CLI just two days ago to $7,600.00 from $5,000.00 on my Banana Republic card and I'm getting the same Old Navy emails too. Their points promotions are really out of control. Synchrony really wants people to spend money right now.
I'm thinking they want those swipe fees since all of mine have been to use the card outside of their brands. Of course the certificates will eventually get you into their stores to spend money. A powerful matchup there.
@12njoy wrote:
@LShawn08 wrote:I just got a CLI just two days ago to $7,600.00 from $5,000.00 on my Banana Republic card and I'm getting the same Old Navy emails too. Their points promotions are really out of control. Synchrony really wants people to spend money right now.
I'm thinking they want those swipe fees since all of mine have been to use the card outside of their brands. Of course the certificates will eventually get you into their stores to spend money. A powerful matchup there.
It's also a funny thing to see people's reaction to my BR card. I recently used it at my eye doctors and chinese restaurant. The guy at the chinese restaurant looked at it with such curiousity like he wasnt sure if he could actually swipe it like a credit card and tried really hard to pronounce it "Baaaa na na" and gave up I had a little snicker because of how he kept turning it around and peering closely at it. Guy at the eye doctor just went "wow, really?" Point man Points. lol I'm looking to buy a nice coat. 
@LShawn08 wrote:
@12njoy wrote:
@LShawn08 wrote:I just got a CLI just two days ago to $7,600.00 from $5,000.00 on my Banana Republic card and I'm getting the same Old Navy emails too. Their points promotions are really out of control. Synchrony really wants people to spend money right now.
I'm thinking they want those swipe fees since all of mine have been to use the card outside of their brands. Of course the certificates will eventually get you into their stores to spend money. A powerful matchup there.
It's also a funny thing to see people's reaction to my BR card. I recently used it at my eye doctors and chinese restaurant. The guy at the chinese restaurant looked at it with such curiousity like he wasnt sure if he could actually swipe it like a credit card and tried really hard to pronounce it "Baaaa na na" and gave up I had a little snicker because of how he kept turning it around and peering closely at it. Guy at the eye doctor just went "wow, really?" Point man Points. lol I'm looking to buy a nice coat.
Too funny. I get that with my NASA card. It looks like a car insurance card with a visa logo. It's very flemsy. Almost looks like colored paper
@braznyc wrote:I never knew they had a visa version of their card. Love this forum always learning something!
+1
Sounds like a plan,,seems like decent rewards esp. since you will get use out of the,... Congrats on Clis.........
@9CLINE wrote:
Sounds like a plan,,seems like decent rewards esp. since you will get use out of the,... Congrats on Clis.........
Thanks. Question for you. Is the JC Penney mastercard offered still?