05-16-2011 06:43 PM
I hope they don't change cardmembers opening dates. Fortunately, I don't have a TJX card.
05-17-2011 04:00 AM
I was just approved for the tj Maxx mastercard from chase last month. Will the mastercard branded one(the one oyu can use anywhere) will that be moved to gemb to?
05-17-2011 05:37 AM
Kohls and now TJX, hmm, is chase reducing its store card portfolio or is it the stores that are moving away from chase? (as a wild thought, stores may be upset by chase's approval criteria as it can impact their business coz the borderline customers may get accepted more easily by cap1/gemb)
05-29-2011 10:15 PM
I signed up just to tell you guys:
I work for Marshalls (A TJX company store) and the reason we're switching from chase to GEM is because Chase kept denying people (and a whole heck of a lot of people). I work at the register and open up cards all the time. Rewards will be the same as chase and there's never a fee to open a card or annually. I know, it's all a lot of work to get people to open up cards, but sometimes when people have $400+ orders $10 off every $200 sounds pretty good and when you're approved you get 10% off... ahh, I'm not trying to sell you guys the card D: Don't get it unless you are able to pay it off!
So, in short terms: every thing's the same, the company just hopes for more approvals.
More approvals= more money
more money=happy company
Don't get me wrong, I love working at Marshalls... I HATE asking people to open up the card.
05-30-2011 07:43 AM
That wouldn't seem to explain why they changed from cap1 to chase,
would imagine it's a more complicated decision making process than meets the eye.
05-30-2011 08:03 AM
Cap1 was probably either not granting CLI's or wanting too much for their part of it. Just conjecture, but knowing Cap1, I would say it's probably due to CLI's and initial CL's.
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