Tempted to App for AMEX Blue...

[Anonymous]

I'm really tempted to apply for an AMEX Blue, but not sure.  I got a preapproval in the mail for a PR Gold card and was approved 2 weeks ago(Backdated to 1992, had a card years ago!).  From what I understand, it's much easier to get a charge card with them and not as easy for a revolver.  Couple questions:

If I app for the Blue, will they use the same CR from a couple weeks ago or will it be a new HP?

I do have about 4 baddies falling off this year, but was approved for the PR Gold.  Is the Blue approval process much more difficult?

I applied for a Delta Skymiles AMEX a couple months ago and was declined with a EX FICO of 667.  Would I probably get the same result applying for the Blue as I got with Delta Skymiles?

Thanks for the feedback!

[-Cain-]

Search for AmEx threads, I thought I read that Hard Pulls would only be as a result of approvals, declines were soft pulls. Look into it. Good Luck.

[-Cain-]

That is for card members, of course.

[quest208]

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@-Cain- wrote:
That is for card members, of course.

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Wait wait wait.  you are saying as an amex cardmember, if you apply for another amex card and get denied it ends up as a soft pull, but if you are approved for a second (or third) card it ends up as a hard pull?

[Guava]

Yea, there have been several threads about that. You are currently a AMEX card holder and apply for a new AMEX card, if you were declined, it wouldn't result in a hard pull.

[-Cain-]

That is what I've read here, for cardmembers only an approval would trigger a Hard. I apped for Green and Costco TE same day, approved for Green, denied for Costco (already considered a Member!) and only had 1 Hard pull.

[Ron1]

I would wait at least six months to avoid account closure or F/R.

Ron.

[Anonymous]

Any other thoughts would be great!  

Why would applying for an additional card cause accont closure or F/R?  That doesn't make much sense to me.

[-Cain-]

Yeah I'd like to hear the reasoning for that as well.

[Ron1]

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@Anonymous wrote:

Any other thoughts would be great!  

Why would applying for an additional card cause accont closure or F/R?  That doesn't make much sense to me.

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They're afraid you wouldn't able to pay them back. 

Ron.