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Thoughts? USBank FlexPerks...

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Creditaddict
Legendary Contributor

Thoughts? USBank FlexPerks...

The USBank FlexPerks Business Card through Creditcards.com is showing 15 months 0% on Purchases and BT's!!!!

 

USBank does NOT report to Personal Crediit still right? I know you have to PG though.

 

Anyone else offer this type of 0%?

 

I was also looking for something away from say Chase where every 6 months it's going to cost a HP to get a CLI or Cap1 that reports to PG and want to hold off on the Amex Biz for a few because we are close to the 62 days on the new Blue and all that jazz.

 

Lastly USbank in CA EX or EQ pull?

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Thoughts? USBank FlexPerks...

what's PG? Peronally Guarantee?

Message 2 of 9
Creditaddict
Legendary Contributor

Re: Thoughts? USBank FlexPerks...


@Anonymous wrote:

what's PG? Peronally Guarantee?


Yes

Message 3 of 9
Anonymous
Not applicable

Re: Thoughts? USBank FlexPerks...

If all you're looking at is the 0% APR for 15 months and the 0% BT, I'd say hold off until you actually need to utilize it. Don't get it just to get it. can't say much for the rewards.

Message 4 of 9
Ron1
Super Contributor

Re: Thoughts? USBank FlexPerks...


@Creditaddict wrote:

The USBank FlexPerks Business Card through Creditcards.com is showing 15 months 0% on Purchases and BT's!!!!

 

USBank does NOT report to Personal Crediit still right? I know you have to PG though.

 

Anyone else offer this type of 0%?

 

I was also looking for something away from say Chase where every 6 months it's going to cost a HP to get a CLI or Cap1 that reports to PG and want to hold off on the Amex Biz for a few because we are close to the 62 days on the new Blue and all that jazz.

 

Lastly USbank in CA EX or EQ pull?


US Bank offered pre-approval for US Bank Business Cash Rewards Visa almost two years ago. They offered me 0% BT and purchases for 18 months.  Do you really need 0% BT and purchases. Otherwise, US Bank Business Cash Rewards is a good card to have. They approved me for $11,000. They pulled EXP.

https://www.usbank.com/cgi_w/cfm/creditcards/rewards/business/platinum_cash_rewards.cfm

 

Ron.

Message 5 of 9
Creditaddict
Legendary Contributor

Re: Thoughts? USBank FlexPerks...


@Ron1 wrote:

@Creditaddict wrote:

The USBank FlexPerks Business Card through Creditcards.com is showing 15 months 0% on Purchases and BT's!!!!

 

USBank does NOT report to Personal Crediit still right? I know you have to PG though.

 

Anyone else offer this type of 0%?

 

I was also looking for something away from say Chase where every 6 months it's going to cost a HP to get a CLI or Cap1 that reports to PG and want to hold off on the Amex Biz for a few because we are close to the 62 days on the new Blue and all that jazz.

 

Lastly USbank in CA EX or EQ pull?


US Bank offered pre-approval for US Bank Business Cash Rewards Visa almost two years ago. They offered me 0% BT and purchases for 18 months.  Do you really need 0% BT and purchases. Otherwise, US Bank Business Cash Rewards is a good card to have. They approved me for $11,000. They pulled EXP.

https://www.usbank.com/cgi_w/cfm/creditcards/rewards/business/platinum_cash_rewards.cfm

 

Ron.


Well currently that is offered for 0% for only 6 months!

 

and yes I would like to use 0% to make Purchases only.... We are currently using personal and I think it's time to move to a business card for these expenses even though fairly small right now and ability to pay off if wanted/needed.

Message 6 of 9
Ron1
Super Contributor

Re: Thoughts? USBank FlexPerks...

Here is the link for US Bank Business Cash Rewards Visa 0% for 15 months;

 

https://www.usbank.com/splash/credit-cards/business-cash-rewards/16593.html?PID=3313952&referral=com...

 

 

Ron.

Message 7 of 9
Creditaddict
Legendary Contributor

Re: Thoughts? USBank FlexPerks...


@Ron1 wrote:

Here is the link for US Bank Business Cash Rewards Visa 0% for 15 months;

 

https://www.usbank.com/splash/credit-cards/business-cash-rewards/16593.html?PID=3313952&referral=com...

 

 

Ron.


Yes, this is the offer I was looking to apply for.

Message 8 of 9
Ron1
Super Contributor

Re: Thoughts? USBank FlexPerks...


@Creditaddict wrote:

@Ron1 wrote:

Here is the link for US Bank Business Cash Rewards Visa 0% for 15 months;

 

https://www.usbank.com/splash/credit-cards/business-cash-rewards/16593.html?PID=3313952&referral=com...

 

 

Ron.


Yes, this is the offer I was looking to apply for.


It is a good card to get. I have had this card for almost two years. They gave another increase last year and the CL is $13.5K

 

 

Ron.

Message 9 of 9
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